Jefferson, WI—53549
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jefferson, WI
As of Oct '25, the median home price in Jefferson, WI is $328,000, with a year-over-year change of 6.1%. This indicates that home prices in Jefferson, WI are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | 6.1% |
| Single Family | $330,000 | 6.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $263,000 | 5.6% |
3 Bed | $332,000 | 6.1% |
4 Bed | $360,000 | 5.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jefferson, WI
As of July '25, Rentcast reports the average rent in Jefferson, WI is $920, with a year-over-year rent change of -6.0%. Per bedroom, the median rent as of July '25 in Jefferson, WI is 1-bedrooms: $940, 2-bedrooms: $870. The most common rental property sizes in Jefferson, WI are 2-bedroom and 1-bedroom, accounting for 47.1% and 20.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $945 | $920 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $940 |
| 2 Bed Rent | $795 | $870 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jefferson, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Jefferson, WI is 28. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $397,000 | 22.0% |
Listing Count | 39 | 41.0% |
| Listings as % of Homes | 0.5% | 41.0% |
Days on Market | 28 | 33.0% |
Demographics — Jefferson, WI
As of the latest ACS Survey released in 2023, Jefferson, WI has a population of 9,900, which has decreased by -5.3% over the past 5 years. Jefferson, WI is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,900 | -5.3% |
% Under 18 | 19.3% | -8.5% |
% Seniors | 19.3% | 10.9% |
% WFH | 6.7% | 103.0% |
% w/ College Degree | 23.1% | 19.1% |
As of the latest ACS Survey released in 2023, Jefferson, WI is a predominantly white area, with 82.7% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in Jefferson, WI is hispanic, making up 12.0% of the population. Foreign-born residents account for 2.6% of the population in Jefferson, WI, and this percentage has decreased by 31.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.7% | -7.5% |
% Black | 1.4% | 55.6% |
% Hispanic | 12.0% | 39.5% |
% Asian | 0.2% | -66.7% |
% Foreign Born | 2.6% | -31.6% |
Mortgage and Risk — Jefferson, WI
According to HUD data as of 2023, there were 213 mortgage originations in Jefferson, WI, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Jefferson, WI. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 213 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Jefferson, WI
Jefferson, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 171 |
Total Units Section 8 | 75 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$130 | $1,000 | $870 |
| 2 Bedroom | $315 | $795 | $1,110 |
| 3 Bedroom | N/A | N/A | $1,470 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Jefferson, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $328,000 |
| Median Household Income | $78,100 |