Mineral Point, WI—53565
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mineral Point, WI
As of Oct '25, the median home price in Mineral Point, WI is $313,000, with a year-over-year change of -0.5%. This indicates that home prices in Mineral Point, WI are flat. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $313,000 | -0.5% |
| Single Family | $313,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $305,000 | 0.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mineral Point, WI
As of July '25, Rentcast reports the average rent in Mineral Point, WI is $944, with a year-over-year rent change of 11.6%. Per bedroom, the median rent as of July '25 in Mineral Point, WI is 1-bedrooms: $350, 2-bedrooms: $1,090, 3-bedrooms: $1,250. The most common rental property sizes in Mineral Point, WI are 2-bedroom and 1-bedroom, accounting for 37.9% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $944 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $350 | $350 |
| 2 Bed Rent | $975 | $1,090 |
| 3 Bed Rent | $1,250 | $1,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mineral Point, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Mineral Point, WI is 48. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $443,000 | 43.0% |
Listing Count | 23 | -13.0% |
| Listings as % of Homes | 0.4% | -13.0% |
Days on Market | 48 | 4.0% |
Demographics — Mineral Point, WI
As of the latest ACS Survey released in 2023, Mineral Point, WI has a population of 4,670, which has remained stable by -0.9% over the past 5 years. Mineral Point, WI is a moderately popular place for families, as children make up 24.0% of the population. The area has a moderately educated workforce, with 30.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,670 | -0.9% |
% Under 18 | 24.0% | 3.0% |
% Seniors | 20.4% | 7.4% |
% WFH | 15.3% | 70.0% |
% w/ College Degree | 30.9% | 14.0% |
As of the latest ACS Survey released in 2023, Mineral Point, WI is a predominantly white area, with 95.5% of the population identifying as white. The white population has grown by 0.4% in the last 5 years. The second most common race or ethnicity in Mineral Point, WI is hispanic, making up 1.9% of the population. Foreign-born residents account for 0.8% of the population in Mineral Point, WI, and this percentage has decreased by 60.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.5% | 0.4% |
% Black | 0.5% | -54.5% |
% Hispanic | 1.9% | 26.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.8% | -60.0% |
Mortgage and Risk — Mineral Point, WI
According to HUD data as of 2023, there were 84 mortgage originations in Mineral Point, WI, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Mineral Point, WI. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 84 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Mineral Point, WI
Mineral Point, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 32 |
Total Units Section 8 | 32 |
% Rentals under Section 8 | 9.1% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $380 | $350 | $730 |
| 2 Bedroom | -$25 | $975 | $950 |
| 3 Bedroom | -$10 | $1,250 | $1,240 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Mineral Point, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $313,000 |
| Median Household Income | $81,400 |