Stoughton, WI—53589
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stoughton, WI
As of Oct '25, the median home price in Stoughton, WI is $416,000, with a year-over-year change of 3.4%. This indicates that home prices in Stoughton, WI are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $416,000 | 3.4% |
| Single Family | $421,000 | 3.4% |
| Condos | $281,000 | -11.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $295,000 | 3.5% |
3 Bed | $387,000 | 3.5% |
4 Bed | $463,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stoughton, WI
As of July '25, Rentcast reports the average rent in Stoughton, WI is $1,740, with a year-over-year rent change of 25.2%. Per bedroom, the median rent as of July '25 in Stoughton, WI is studios: $1,200, 1-bedrooms: $1,320, 2-bedrooms: $1,500, 3-bedrooms: $2,330, 4-bedrooms: $2,180. The most common rental property sizes in Stoughton, WI are 2-bedroom and 1-bedroom, accounting for 38.5% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,690 | $1,740 |
| Studio Rent | $1,200 | $1,200 |
| 1 Bed Rent | $1,150 | $1,320 |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $2,400 | $2,330 |
| 4 Bed Rent | $2,150 | $2,180 |
% of Rental Stock
Property Listings — Stoughton, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Stoughton, WI is 48. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $440,000 | 0.0% |
Listing Count | 99 | 17.0% |
| Listings as % of Homes | 0.6% | 17.0% |
Days on Market | 48 | 18.0% |
Demographics — Stoughton, WI
As of the latest ACS Survey released in 2023, Stoughton, WI has a population of 19,700, which has decreased by -2.5% over the past 5 years. Stoughton, WI is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 40.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,700 | -2.5% |
% Under 18 | 20.6% | -11.2% |
% Seniors | 22.2% | 37.9% |
% WFH | 17.1% | 327.5% |
% w/ College Degree | 40.3% | 19.2% |
As of the latest ACS Survey released in 2023, Stoughton, WI is a predominantly white area, with 91.7% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Stoughton, WI is hispanic, making up 2.3% of the population. Foreign-born residents account for 2.8% of the population in Stoughton, WI, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | -1.3% |
% Black | 1.1% | 10.0% |
% Hispanic | 2.3% | -8.0% |
% Asian | 0.5% | -58.3% |
% Foreign Born | 2.8% | 0.0% |
Mortgage and Risk — Stoughton, WI
According to HUD data as of 2023, there were 625 mortgage originations in Stoughton, WI, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Stoughton, WI. Investor activity is low, as 3.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 625 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Stoughton, WI
As of 2024, the percent of homes in Stoughton, WI under the Section 8 program is 6.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stoughton, WI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 160 |
Total Units Section 8 | 132 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 82.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$50 | $1,150 | $1,100 |
| 2 Bedroom | -$240 | $1,500 | $1,260 |
| 3 Bedroom | -$740 | $2,400 | $1,660 |
| 4 Bedroom | -$300 | $2,150 | $1,850 |
Affordability — Stoughton, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $416,000 |
| Median Household Income | $93,500 |