Cuba City, WI—53807
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cuba City, WI
Home Price Trends — Cuba City, WI
As of Oct '25, the median home price in Cuba City, WI is $246,000, with a year-over-year change of 6.2%. This indicates that home prices in Cuba City, WI are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $246,000 | 6.2% |
| Single Family | $247,000 | 6.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cuba City, WI
Cuba City, WI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cuba City, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Cuba City, WI is 43. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $329,000 | 38.0% |
Listing Count | 9 | 15.0% |
| Listings as % of Homes | 0.3% | 15.0% |
Days on Market | 43 | -13.0% |
Demographics — Cuba City, WI
As of the latest ACS Survey released in 2023, Cuba City, WI has a population of 4,300, which has decreased by -11.1% over the past 5 years. Cuba City, WI is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,300 | -11.1% |
% Under 18 | 23.9% | -0.4% |
% Seniors | 22.5% | 25.0% |
% WFH | 15.0% | 78.6% |
% w/ College Degree | 27.3% | 14.7% |
As of the latest ACS Survey released in 2023, Cuba City, WI is a predominantly white area, with 95.9% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Cuba City, WI is hispanic, making up 2.5% of the population. Foreign-born residents account for 1.8% of the population in Cuba City, WI, and this percentage has increased by 80.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | -1.9% |
% Black | 0.2% | -60.0% |
% Hispanic | 2.5% | 257.1% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 1.8% | 80.0% |
Mortgage and Risk — Cuba City, WI
According to HUD data as of 2023, there were 79 mortgage originations in Cuba City, WI, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Cuba City, WI. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Cuba City, WI
Cuba City, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Cuba City, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $246,000 |
| Median Household Income | $72,000 |