Baldwin, WI54002

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$335,000
2.2% YoY Growth
Median Household Income
$84,900
29.0% 5-Year Growth
Days on Market
52
11.0% Shorter than last year
Home Price Forecast
-0.2%
Median Rent
$1,500
22.8% YoY Growth
1-Bed Rent
$900
2.9% YoY Growth
2-Bed Rent
$1,600
35.6% YoY Growth
3-Bed Rent
$1,300
4.1% YoY Growth

Property Listings — Baldwin, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Baldwin, WI is 52. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$365,0004.0%
Listing Count
22-1.0%
Listings as % of Homes0.6%-1.0%
Days on Market
52-11.0%
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Demographics — Baldwin, WI

As of the latest ACS Survey released in 2023, Baldwin, WI has a population of 6,890, which has increased by 7.6% over the past 5 years. Baldwin, WI is a popular place for families, as children make up 29.8% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,8907.6%
% Under 18
29.8%11.6%
% Seniors
13.1%-4.4%
% WFH
13.7%234.1%
% w/ College Degree
33.4%56.8%
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As of the latest ACS Survey released in 2023, Baldwin, WI is a predominantly white area, with 95.3% of the population identifying as white. The white population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Baldwin, WI is black, making up 1.2% of the population. Foreign-born residents account for 0.8% of the population in Baldwin, WI, and this percentage has decreased by 38.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.3%3.1%
% Black
1.2%∞%
% Hispanic
1.1%-75.0%
% Asian
0.3%-50.0%
% Foreign Born
0.8%-38.5%
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Mortgage and Risk — Baldwin, WI

According to HUD data as of 2023, there were 71 mortgage originations in Baldwin, WI, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Baldwin, WI. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
71
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Baldwin, WI

As of 2024, the percent of homes in Baldwin, WI under the Section 8 program is 5.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Baldwin, WI, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
67
Total Units Section 8
32
% Rentals under Section 8
5.7%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$300$900$1,200
2 Bedroom-$140$1,600$1,460
3 Bedroom$670$1,300$1,970
4 Bedroom$740$1,500$2,240

Affordability — Baldwin, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$335,000
Median Household Income$84,900

Baldwin, WI — ZIP Code Boundary Map

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Frequently Asked Questions