Black Creek, WI—54106
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Black Creek, WI
As of Oct '25, the median home price in Black Creek, WI is $334,000, with a year-over-year change of 6.2%. This indicates that home prices in Black Creek, WI are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $334,000 | 6.3% |
| Single Family | $335,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $314,000 | 6.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Black Creek, WI
As of July '25, Rentcast reports the average rent in Black Creek, WI is $1,000, with a year-over-year rent change of 2.0%. Per bedroom, the median rent as of July '25 in Black Creek, WI is 2-bedrooms: $1,000. The most common rental property sizes in Black Creek, WI are 2-bedroom and 3-bedroom, accounting for 44.8% and 36.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Black Creek, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Black Creek, WI is 10. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $460,000 | 20.0% |
Listing Count | 2 | -71.0% |
| Listings as % of Homes | 0.1% | -71.0% |
Days on Market | 10 | -13.0% |
Demographics — Black Creek, WI
As of the latest ACS Survey released in 2023, Black Creek, WI has a population of 4,940, which has decreased by -6.5% over the past 5 years. Black Creek, WI is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 13.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,940 | -6.5% |
% Under 18 | 23.4% | -3.7% |
% Seniors | 21.0% | 37.3% |
% WFH | 6.9% | 86.5% |
% w/ College Degree | 13.7% | -2.8% |
As of the latest ACS Survey released in 2023, Black Creek, WI is a predominantly white area, with 89.0% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Black Creek, WI is hispanic, making up 2.2% of the population. Foreign-born residents account for 2.2% of the population in Black Creek, WI, and this percentage has increased by 29.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.0% | -7.7% |
% Black | 0.3% | ∞% |
% Hispanic | 2.2% | 15.8% |
% Asian | 1.9% | 850.0% |
% Foreign Born | 2.2% | 29.4% |
Mortgage and Risk — Black Creek, WI
According to HUD data as of 2023, there were 90 mortgage originations in Black Creek, WI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Black Creek, WI. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 90 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Black Creek, WI
Black Creek, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | -$170 | $1,100 | $930 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Black Creek, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $334,000 |
| Median Household Income | $88,600 |