Oconto, WI—54153
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oconto, WI
As of Oct '25, the median home price in Oconto, WI is $230,000, with a year-over-year change of 2.7%. This indicates that home prices in Oconto, WI are increasing. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $230,000 | 2.7% |
| Single Family | $230,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $234,000 | 3.1% |
4 Bed | $284,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oconto, WI
As of July '25, Rentcast reports the average rent in Oconto, WI is $1,040, with a year-over-year rent change of -6.3%. Per bedroom, the median rent as of July '25 in Oconto, WI is 1-bedrooms: $867, 2-bedrooms: $968, 3-bedrooms: $1,280. The most common rental property sizes in Oconto, WI are 2-bedroom and 1-bedroom, accounting for 57.2% and 19.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $834 | $867 |
| 2 Bed Rent | $975 | $968 |
| 3 Bed Rent | $1,100 | $1,280 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oconto, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Oconto, WI is 30. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $265,000 | 4.0% |
Listing Count | 23 | -10.0% |
| Listings as % of Homes | 0.3% | -10.0% |
Days on Market | 30 | 14.0% |
Demographics — Oconto, WI
As of the latest ACS Survey released in 2023, Oconto, WI has a population of 7,400, which has increased by 5.7% over the past 5 years. Oconto, WI is a moderately popular place for families, as children make up 18.8% of the population. The area has a poorly educated workforce, with 14.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,400 | 5.7% |
% Under 18 | 18.8% | -0.5% |
% Seniors | 22.6% | 19.6% |
% WFH | 7.1% | 115.2% |
% w/ College Degree | 14.3% | 3.6% |
As of the latest ACS Survey released in 2023, Oconto, WI is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Oconto, WI is hispanic, making up 5.0% of the population. Foreign-born residents account for 0.6% of the population in Oconto, WI, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.1% | -5.1% |
% Black | 0.6% | -14.3% |
% Hispanic | 5.0% | 233.3% |
% Asian | 0.5% | -44.4% |
% Foreign Born | 0.6% | -66.7% |
Mortgage and Risk — Oconto, WI
According to HUD data as of 2023, there were 143 mortgage originations in Oconto, WI, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Oconto, WI. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 143 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 5.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Oconto, WI
Oconto, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 88 |
Total Units Section 8 | 88 |
% Rentals under Section 8 | 9.0% |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$64 | $834 | $770 |
| 2 Bedroom | -$25 | $975 | $950 |
| 3 Bedroom | $100 | $1,100 | $1,200 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — Oconto, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $230,000 |
| Median Household Income | $69,500 |