Oconto Falls, WI—54154
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oconto Falls, WI
As of Oct '25, the median home price in Oconto Falls, WI is $270,000, with a year-over-year change of 6.3%. This indicates that home prices in Oconto Falls, WI are increasing. According to Zillow, the 1-year price projection is 4.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $270,000 | 6.3% |
| Single Family | $270,000 | 6.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $281,000 | 6.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oconto Falls, WI
Oconto Falls, WI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oconto Falls, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Oconto Falls, WI is 77. This is a increase of 76.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $495,000 | 75.0% |
Listing Count | 8 | -11.0% |
| Listings as % of Homes | 0.2% | -11.0% |
Days on Market | 77 | 76.0% |
Demographics — Oconto Falls, WI
As of the latest ACS Survey released in 2023, Oconto Falls, WI has a population of 5,810, which has increased by 2.0% over the past 5 years. Oconto Falls, WI is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,810 | 2.0% |
% Under 18 | 23.1% | 8.5% |
% Seniors | 21.5% | 7.0% |
% WFH | 9.3% | 116.3% |
% w/ College Degree | 20.4% | 50.0% |
As of the latest ACS Survey released in 2023, Oconto Falls, WI is a predominantly white area, with 94.6% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Oconto Falls, WI is hispanic, making up 1.2% of the population. Foreign-born residents account for 1.1% of the population in Oconto Falls, WI, and this percentage has decreased by 45.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.6% | 1.5% |
% Black | 0.3% | 50.0% |
% Hispanic | 1.2% | -53.8% |
% Asian | 0.3% | -40.0% |
% Foreign Born | 1.1% | -45.0% |
Mortgage and Risk — Oconto Falls, WI
According to HUD data as of 2023, there were 109 mortgage originations in Oconto Falls, WI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Oconto Falls, WI. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Oconto Falls, WI
Oconto Falls, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 94 |
Total Units Section 8 | 94 |
% Rentals under Section 8 | 14.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,180 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Oconto Falls, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $270,000 |
| Median Household Income | $57,900 |