Stevens Point, WI—54481
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stevens Point, WI
Home Price Trends — Stevens Point, WI
As of Oct '25, the median home price in Stevens Point, WI is $248,000, with a year-over-year change of 6.7%. This indicates that home prices in Stevens Point, WI are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $248,000 | 6.7% |
| Single Family | $248,000 | 6.4% |
| Condos | $237,000 | 9.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $189,000 | 9.2% |
3 Bed | $249,000 | 6.9% |
4 Bed | $264,000 | 6.0% |
| 5 Bed | $273,000 | 7.5% |
% of Housing Stock
Rental Trends — Stevens Point, WI
As of July '25, Rentcast reports the average rent in Stevens Point, WI is $982, with a year-over-year rent change of -3.7%. Per bedroom, the median rent as of July '25 in Stevens Point, WI is studios: $672, 1-bedrooms: $752, 2-bedrooms: $1,030, 3-bedrooms: $1,120, 4-bedrooms: $1,800. The most common rental property sizes in Stevens Point, WI are 2-bedroom and 1-bedroom, accounting for 50.3% and 23.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $982 |
| Studio Rent | $624 | $672 |
| 1 Bed Rent | $715 | $752 |
| 2 Bed Rent | $935 | $1,030 |
| 3 Bed Rent | $1,050 | $1,120 |
| 4 Bed Rent | $1,630 | $1,800 |
% of Rental Stock
Property Listings — Stevens Point, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Stevens Point, WI is 46. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $278,000 | -1.0% |
Listing Count | 58 | 10.0% |
| Listings as % of Homes | 0.2% | 10.0% |
Days on Market | 46 | -17.0% |
Demographics — Stevens Point, WI
As of the latest ACS Survey released in 2023, Stevens Point, WI has a population of 27,900, which has decreased by -4.1% over the past 5 years. Stevens Point, WI is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 38.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,900 | -4.1% |
% Under 18 | 15.5% | -1.9% |
% Seniors | 14.3% | 2.1% |
% WFH | 11.0% | 189.5% |
% w/ College Degree | 38.2% | 1.6% |
As of the latest ACS Survey released in 2023, Stevens Point, WI is a predominantly white area, with 87.5% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Stevens Point, WI is hispanic, making up 3.8% of the population. Foreign-born residents account for 2.9% of the population in Stevens Point, WI, and this percentage has decreased by 29.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.5% | -1.8% |
% Black | 1.7% | 70.0% |
% Hispanic | 3.8% | 11.8% |
% Asian | 3.6% | -14.3% |
% Foreign Born | 2.9% | -29.3% |
Mortgage and Risk — Stevens Point, WI
According to HUD data as of 2023, there were 340 mortgage originations in Stevens Point, WI, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Stevens Point, WI. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 340 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Stevens Point, WI
Stevens Point, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 513 |
Total Units Section 8 | 259 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 78.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $45 | $715 | $760 |
| 2 Bedroom | $55 | $935 | $990 |
| 3 Bedroom | $140 | $1,050 | $1,190 |
| 4 Bedroom | -$290 | $1,630 | $1,340 |
Affordability — Stevens Point, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $248,000 |
| Median Household Income | $57,200 |