Stevens Point, WI—54482
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stevens Point, WI
Home Price Trends — Stevens Point, WI
As of Oct '25, the median home price in Stevens Point, WI is $347,000, with a year-over-year change of 4.9%. This indicates that home prices in Stevens Point, WI are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $347,000 | 4.9% |
| Single Family | $352,000 | 5.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $271,000 | 6.7% |
3 Bed | $346,000 | 4.5% |
4 Bed | $436,000 | 5.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stevens Point, WI
As of July '25, Rentcast reports the average rent in Stevens Point, WI is $1,210, with a year-over-year rent change of 27.4%. Per bedroom, the median rent as of July '25 in Stevens Point, WI is 2-bedrooms: $1,150, 3-bedrooms: $1,240. The most common rental property sizes in Stevens Point, WI are 2-bedroom and 1-bedroom, accounting for 58.2% and 23.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,150 | $1,150 |
| 3 Bed Rent | $850 | $1,240 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stevens Point, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Stevens Point, WI is 51. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $378,000 | 17.0% |
Listing Count | 25 | 71.0% |
| Listings as % of Homes | 0.3% | 71.0% |
Days on Market | 51 | 30.0% |
Demographics — Stevens Point, WI
As of the latest ACS Survey released in 2023, Stevens Point, WI has a population of 9,110, which has decreased by -3.9% over the past 5 years. Stevens Point, WI is a moderately popular place for families, as children make up 19.7% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,110 | -3.9% |
% Under 18 | 19.7% | -1.0% |
% Seniors | 22.5% | 50.0% |
% WFH | 11.5% | 144.7% |
% w/ College Degree | 31.0% | -5.5% |
As of the latest ACS Survey released in 2023, Stevens Point, WI is a predominantly white area, with 91.1% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Stevens Point, WI is asian, making up 3.8% of the population. Foreign-born residents account for 3.1% of the population in Stevens Point, WI, and this percentage has decreased by 35.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.1% | 1.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.5% | -59.5% |
% Asian | 3.8% | 90.0% |
% Foreign Born | 3.1% | -35.4% |
Mortgage and Risk — Stevens Point, WI
According to HUD data as of 2023, there were 133 mortgage originations in Stevens Point, WI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Stevens Point, WI. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 133 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Stevens Point, WI
Stevens Point, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | $0 | $1,150 | $1,150 |
| 3 Bedroom | $540 | $850 | $1,390 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Stevens Point, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $347,000 |
| Median Household Income | $94,900 |