Osseo, WI—54758
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Osseo, WI
Osseo, WI lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $258,000 | 7.0% |
| Single Family | $258,000 | 7.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $259,000 | 4.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Osseo, WI
As of July '25, Rentcast reports the average rent in Osseo, WI is $980, with a year-over-year rent change of -45.6%. Per bedroom, the median rent as of July '25 in Osseo, WI is 1-bedrooms: $980. The most common rental property sizes in Osseo, WI are 2-bedroom and 3-bedroom, accounting for 40.4% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $965 | $980 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $965 | $980 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Osseo, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Osseo, WI is 27. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $254,000 | 9.0% |
Listing Count | 21 | 11.0% |
| Listings as % of Homes | 0.4% | 11.0% |
Days on Market | 27 | -54.0% |
Demographics — Osseo, WI
As of the latest ACS Survey released in 2023, Osseo, WI has a population of 4,600, which has increased by 2.9% over the past 5 years. Osseo, WI is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,600 | 2.9% |
% Under 18 | 22.3% | -3.5% |
% Seniors | 21.7% | 19.2% |
% WFH | 10.7% | 40.8% |
% w/ College Degree | 23.1% | 14.9% |
As of the latest ACS Survey released in 2023, Osseo, WI is a predominantly white area, with 94.8% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Osseo, WI is asian, making up 1.2% of the population. Foreign-born residents account for 1.1% of the population in Osseo, WI, and this percentage has decreased by 15.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | -2.1% |
% Black | 0.3% | 0.0% |
% Hispanic | 1.2% | 9.1% |
% Asian | 1.2% | 1,100.0% |
% Foreign Born | 1.1% | -15.4% |
Mortgage and Risk — Osseo, WI
According to HUD data as of 2023, there were 57 mortgage originations in Osseo, WI, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Osseo, WI. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Osseo, WI
Osseo, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 6.3% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$215 | $965 | $750 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Osseo, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $258,000 |
| Median Household Income | $70,000 |