Plum City, WI—54761
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Plum City, WI
As of Oct '25, the median home price in Plum City, WI is $255,000, with a year-over-year change of -0.3%. This indicates that home prices in Plum City, WI are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $255,000 | -0.3% |
| Single Family | $255,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Plum City, WI
Plum City, WI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Plum City, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Plum City, WI is 39. This is a increase of 83.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $232,000 | -27.0% |
Listing Count | 1 | 100.0% |
| Listings as % of Homes | 0.2% | 100.0% |
Days on Market | 39 | 83.0% |
Demographics — Plum City, WI
As of the latest ACS Survey released in 2023, Plum City, WI has a population of 1,140, which has decreased by -2.3% over the past 5 years. Plum City, WI is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,140 | -2.3% |
% Under 18 | 24.5% | 3.4% |
% Seniors | 18.4% | -8.0% |
% WFH | 6.1% | -25.6% |
% w/ College Degree | 16.8% | -0.6% |
As of the latest ACS Survey released in 2023, Plum City, WI is a predominantly white area, with 94.4% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Plum City, WI is hispanic, making up 4.2% of the population. Foreign-born residents account for 3.5% of the population in Plum City, WI, and this percentage has increased by 2.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.4% | 1.0% |
% Black | 0.0% | N/A |
% Hispanic | 4.2% | -27.6% |
% Asian | 0.1% | ∞% |
% Foreign Born | 3.5% | 2.9% |
Mortgage and Risk — Plum City, WI
According to HUD data as of 2023, there were 65 mortgage originations in Plum City, WI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Plum City, WI. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Plum City, WI
Plum City, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 7.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | N/A | N/A | $1,460 |
| 3 Bedroom | N/A | N/A | $1,970 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Plum City, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $255,000 |
| Median Household Income | $68,800 |