Lonsdale, MN—55046
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lonsdale, MN
As of Oct '25, the median home price in Lonsdale, MN is $366,000, with a year-over-year change of 3.4%. This indicates that home prices in Lonsdale, MN are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $366,000 | 3.4% |
| Single Family | $366,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $305,000 | 3.4% |
3 Bed | $360,000 | 4.0% |
4 Bed | $404,000 | 3.3% |
| 5 Bed | $417,000 | 2.5% |
% of Housing Stock
Rental Trends — Lonsdale, MN
As of July '25, Rentcast reports the average rent in Lonsdale, MN is $910, with a year-over-year rent change of -31.6%. Per bedroom, the median rent as of July '25 in Lonsdale, MN is 1-bedrooms: $910. The most common rental property sizes in Lonsdale, MN are 3-bedroom and 1-bedroom, accounting for 58.3% and 22.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $910 | $910 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $910 | $910 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lonsdale, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Lonsdale, MN is 33. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $397,000 | 5.0% |
Listing Count | 24 | 5.0% |
| Listings as % of Homes | 1.1% | 5.0% |
Days on Market | 33 | -5.0% |
Demographics — Lonsdale, MN
As of the latest ACS Survey released in 2023, Lonsdale, MN has a population of 6,030, which has increased by 10.4% over the past 5 years. Lonsdale, MN is a popular place for families, as children make up 31.2% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,030 | 10.4% |
% Under 18 | 31.2% | -3.1% |
% Seniors | 11.1% | 26.1% |
% WFH | 11.4% | 185.0% |
% w/ College Degree | 24.3% | 3.0% |
As of the latest ACS Survey released in 2023, Lonsdale, MN is a predominantly white area, with 95.9% of the population identifying as white. The white population has grown by 2.2% in the last 5 years. The second most common race or ethnicity in Lonsdale, MN is hispanic, making up 2.3% of the population. Foreign-born residents account for 1.0% of the population in Lonsdale, MN, and this percentage has increased by 42.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | 2.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.3% | -39.5% |
% Asian | 0.9% | -35.7% |
% Foreign Born | 1.0% | 42.9% |
Mortgage and Risk — Lonsdale, MN
According to HUD data as of 2023, there were 125 mortgage originations in Lonsdale, MN, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Lonsdale, MN. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 125 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Lonsdale, MN
Lonsdale, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $340 | $910 | $1,250 |
| 2 Bedroom | N/A | N/A | $1,640 |
| 3 Bedroom | N/A | N/A | $2,180 |
| 4 Bedroom | N/A | N/A | $2,700 |
Affordability — Lonsdale, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $366,000 |
| Median Household Income | $92,000 |