Rosemount, MN—55068
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rosemount, MN
As of Oct '25, the median home price in Rosemount, MN is $401,000, with a year-over-year change of 1.4%. This indicates that home prices in Rosemount, MN are increasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $401,000 | 1.4% |
| Single Family | $407,000 | 1.5% |
| Condos | $257,000 | 0.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $287,000 | 0.3% |
3 Bed | $361,000 | 1.4% |
4 Bed | $466,000 | 1.5% |
| 5 Bed | $573,000 | 1.1% |
% of Housing Stock
Rental Trends — Rosemount, MN
As of July '25, Rentcast reports the average rent in Rosemount, MN is $2,170, with a year-over-year rent change of -3.6%. Per bedroom, the median rent as of July '25 in Rosemount, MN is 1-bedrooms: $1,500, 2-bedrooms: $1,780, 3-bedrooms: $2,420, 4-bedrooms: $3,000. The most common rental property sizes in Rosemount, MN are 2-bedroom and 3-bedroom, accounting for 41.0% and 28.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,220 | $2,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,500 |
| 2 Bed Rent | $1,700 | $1,780 |
| 3 Bed Rent | $2,420 | $2,420 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Rosemount, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Rosemount, MN is 39. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $562,000 | 20.0% |
Listing Count | 196 | 8.0% |
| Listings as % of Homes | 0.8% | 8.0% |
Days on Market | 39 | -18.0% |
Demographics — Rosemount, MN
As of the latest ACS Survey released in 2023, Rosemount, MN has a population of 32,200, which has increased by 9.2% over the past 5 years. Rosemount, MN is a popular place for families, as children make up 25.6% of the population. The area has a highly educated workforce, with 47.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,200 | 9.2% |
% Under 18 | 25.6% | -10.5% |
% Seniors | 13.1% | 26.0% |
% WFH | 19.5% | 282.4% |
% w/ College Degree | 47.2% | 11.6% |
As of the latest ACS Survey released in 2023, Rosemount, MN is a predominantly white area, with 80.9% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Rosemount, MN is asian, making up 5.2% of the population. Foreign-born residents account for 7.0% of the population in Rosemount, MN, and this percentage has increased by 2.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.9% | -4.9% |
% Black | 3.7% | -7.5% |
% Hispanic | 3.7% | -9.8% |
% Asian | 5.2% | 26.8% |
% Foreign Born | 7.0% | 2.9% |
Mortgage and Risk — Rosemount, MN
According to HUD data as of 2023, there were 722 mortgage originations in Rosemount, MN, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Rosemount, MN. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 722 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Rosemount, MN
As of 2024, the percent of homes in Rosemount, MN under the Section 8 program is 12.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rosemount, MN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 208 |
Total Units Section 8 | 187 |
% Rentals under Section 8 | 12.4% |
% Occupied Section 8 | 93.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $260 | $1,400 | $1,660 |
| 2 Bedroom | $330 | $1,700 | $2,030 |
| 3 Bedroom | $280 | $2,420 | $2,700 |
| 4 Bedroom | $30 | $3,000 | $3,030 |
Affordability — Rosemount, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $401,000 |
| Median Household Income | $125,000 |