Inver Grove Heights, MN55076

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$322,000
2.3% YoY Growth
Median Household Income
$98,000
31.5% 5-Year Growth
Days on Market
40
25.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$1,950
13.3% YoY Growth
1-Bed Rent
$650
10.0% YoY Growth
2-Bed Rent
$1,620
4.8% YoY Growth
3-Bed Rent
$2,000
25.6% YoY Growth

Other Zip Codes in Inver Grove Heights, MN

Property Listings — Inver Grove Heights, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Inver Grove Heights, MN is 40. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$327,00011.0%
Listing Count
639.0%
Listings as % of Homes0.6%9.0%
Days on Market
4025.0%
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Demographics — Inver Grove Heights, MN

As of the latest ACS Survey released in 2023, Inver Grove Heights, MN has a population of 21,300, which has decreased by -2.0% over the past 5 years. Inver Grove Heights, MN is a moderately popular place for families, as children make up 18.3% of the population. The area has a moderately educated workforce, with 38.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,300-2.0%
% Under 18
18.3%-16.8%
% Seniors
20.2%19.5%
% WFH
19.0%475.8%
% w/ College Degree
38.9%17.9%
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As of the latest ACS Survey released in 2023, Inver Grove Heights, MN is a predominantly white area, with 75.7% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Inver Grove Heights, MN is hispanic, making up 14.0% of the population. Foreign-born residents account for 8.9% of the population in Inver Grove Heights, MN, and this percentage has decreased by 13.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.7%-2.8%
% Black
4.9%32.4%
% Hispanic
14.0%19.7%
% Asian
3.0%-26.8%
% Foreign Born
8.9%-13.6%
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Mortgage and Risk — Inver Grove Heights, MN

According to HUD data as of 2023, there were 497 mortgage originations in Inver Grove Heights, MN, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Inver Grove Heights, MN. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
497
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Inver Grove Heights, MN

As of 2024, the percent of homes in Inver Grove Heights, MN under the Section 8 program is 16.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Inver Grove Heights, MN, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
291
Total Units Section 8
252
% Rentals under Section 8
16.8%
% Occupied Section 8
95.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$750$650$1,400
2 Bedroom$90$1,620$1,710
3 Bedroom$280$2,000$2,280
4 Bedroom-$1,150$3,700$2,550

Affordability — Inver Grove Heights, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$322,000
Median Household Income$98,000

Inver Grove Heights, MN — ZIP Code Boundary Map

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Frequently Asked Questions