Stacy, MN—55079
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stacy, MN
As of Oct '25, the median home price in Stacy, MN is $408,000, with a year-over-year change of 2.5%. This indicates that home prices in Stacy, MN are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $408,000 | 2.5% |
| Single Family | $408,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $335,000 | 1.8% |
3 Bed | $411,000 | 2.8% |
4 Bed | $458,000 | 2.7% |
| 5 Bed | $507,000 | 3.0% |
% of Housing Stock
Rental Trends — Stacy, MN
Stacy, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stacy, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Stacy, MN is 53. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $444,000 | -14.0% |
Listing Count | 27 | 1.0% |
| Listings as % of Homes | 0.5% | 1.0% |
Days on Market | 53 | -12.0% |
Demographics — Stacy, MN
As of the latest ACS Survey released in 2023, Stacy, MN has a population of 8,840, which has increased by 1.3% over the past 5 years. Stacy, MN is a moderately popular place for families, as children make up 21.2% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,840 | 1.3% |
% Under 18 | 21.2% | -8.6% |
% Seniors | 15.1% | 25.8% |
% WFH | 9.8% | 139.0% |
% w/ College Degree | 17.2% | -6.5% |
As of the latest ACS Survey released in 2023, Stacy, MN is a predominantly white area, with 86.7% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Stacy, MN is hispanic, making up 4.4% of the population. Foreign-born residents account for 3.0% of the population in Stacy, MN, and this percentage has increased by 114.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.7% | -7.4% |
% Black | 0.3% | -50.0% |
% Hispanic | 4.4% | 528.6% |
% Asian | 1.7% | 30.8% |
% Foreign Born | 3.0% | 114.3% |
Mortgage and Risk — Stacy, MN
According to HUD data as of 2023, there were 197 mortgage originations in Stacy, MN, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Stacy, MN. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 197 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Stacy, MN
Stacy, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,350 |
| 2 Bedroom | N/A | N/A | $1,650 |
| 3 Bedroom | N/A | N/A | $2,200 |
| 4 Bedroom | N/A | N/A | $2,460 |
Affordability — Stacy, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $408,000 |
| Median Household Income | $111,000 |