Dayton's Bluff, Saint Paul, MN—55106
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton's Bluff, Saint Paul, MN
As of Oct '25, the median home price in Dayton's Bluff, Saint Paul, MN is $255,000, with a year-over-year change of 0.2%. This indicates that home prices in Dayton's Bluff, Saint Paul, MN are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $255,000 | 0.2% |
| Single Family | $256,000 | 0.0% |
| Condos | $167,000 | 0.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $158,000 | 1.9% |
2 Bed | $217,000 | 0.0% |
3 Bed | $260,000 | 0.4% |
4 Bed | $282,000 | 0.7% |
| 5 Bed | $301,000 | 0.0% |
% of Housing Stock
Rental Trends — Dayton's Bluff, Saint Paul, MN
As of July '25, Rentcast reports the average rent in Dayton's Bluff, Saint Paul, MN is $1,330, with a year-over-year rent change of -2.9%. Per bedroom, the median rent as of July '25 in Dayton's Bluff, Saint Paul, MN is studios: $791, 1-bedrooms: $989, 2-bedrooms: $1,380, 3-bedrooms: $1,900, 4-bedrooms: $2,290. The most common rental property sizes in Dayton's Bluff, Saint Paul, MN are 2-bedroom and 1-bedroom, accounting for 39.5% and 25.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,180 | $1,330 |
| Studio Rent | $788 | $791 |
| 1 Bed Rent | $995 | $989 |
| 2 Bed Rent | $1,300 | $1,380 |
| 3 Bed Rent | $1,900 | $1,900 |
| 4 Bed Rent | $2,400 | $2,290 |
% of Rental Stock
Property Listings — Dayton's Bluff, Saint Paul, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton's Bluff, Saint Paul, MN is 37. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $256,000 | -3.0% |
Listing Count | 128 | 6.0% |
| Listings as % of Homes | 0.5% | 6.0% |
Days on Market | 37 | 31.0% |
Demographics — Dayton's Bluff, Saint Paul, MN
As of the latest ACS Survey released in 2023, Dayton's Bluff, Saint Paul, MN has a population of 57,000, which has decreased by -2.0% over the past 5 years. Dayton's Bluff, Saint Paul, MN is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 23.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 57,000 | -2.0% |
% Under 18 | 30.0% | -2.9% |
% Seniors | 9.4% | 23.7% |
% WFH | 13.1% | 322.6% |
% w/ College Degree | 23.3% | 22.0% |
As of the latest ACS Survey released in 2023, Dayton's Bluff, Saint Paul, MN is a predominantly asian area, with 34.1% of the population identifying as asian. The asian population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Dayton's Bluff, Saint Paul, MN is white, making up 31.6% of the population. Foreign-born residents account for 25.1% of the population in Dayton's Bluff, Saint Paul, MN, and this percentage has decreased by 8.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 31.6% | -2.8% |
% Black | 15.7% | 8.3% |
% Hispanic | 11.2% | -9.7% |
% Asian | 34.1% | -5.3% |
% Foreign Born | 25.1% | -8.7% |
Mortgage and Risk — Dayton's Bluff, Saint Paul, MN
According to HUD data as of 2023, there were 840 mortgage originations in Dayton's Bluff, Saint Paul, MN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Dayton's Bluff, Saint Paul, MN. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 840 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Dayton's Bluff, Saint Paul, MN
As of 2024, the percent of homes in Dayton's Bluff, Saint Paul, MN under the Section 8 program is 24.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton's Bluff, Saint Paul, MN, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,990 |
Total Units Section 8 | 1,855 |
% Rentals under Section 8 | 24.8% |
% Occupied Section 8 | 86.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $205 | $995 | $1,200 |
| 2 Bedroom | $160 | $1,300 | $1,460 |
| 3 Bedroom | $70 | $1,900 | $1,970 |
| 4 Bedroom | -$160 | $2,400 | $2,240 |
Affordability — Dayton's Bluff, Saint Paul, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $255,000 |
| Median Household Income | $68,600 |