West Side, Saint Paul, MN—55107
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Side, Saint Paul, MN
As of Oct '25, the median home price in West Side, Saint Paul, MN is $260,000, with a year-over-year change of 0.1%. This indicates that home prices in West Side, Saint Paul, MN are flat. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $260,000 | 0.1% |
| Single Family | $262,000 | 0.0% |
| Condos | $162,000 | -0.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $170,000 | 0.6% |
2 Bed | $224,000 | -0.4% |
3 Bed | $264,000 | 0.0% |
4 Bed | $301,000 | 1.0% |
| 5 Bed | $326,000 | 0.3% |
% of Housing Stock
Rental Trends — West Side, Saint Paul, MN
As of July '25, Rentcast reports the average rent in West Side, Saint Paul, MN is $1,470, with a year-over-year rent change of -6.4%. Per bedroom, the median rent as of July '25 in West Side, Saint Paul, MN is studios: $1,060, 1-bedrooms: $1,090, 2-bedrooms: $1,420, 3-bedrooms: $1,860, 4-bedrooms: $2,610. The most common rental property sizes in West Side, Saint Paul, MN are 1-bedroom and 2-bedroom, accounting for 37.2% and 25.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,470 |
| Studio Rent | $1,140 | $1,060 |
| 1 Bed Rent | $1,020 | $1,090 |
| 2 Bed Rent | $1,300 | $1,420 |
| 3 Bed Rent | $1,900 | $1,860 |
| 4 Bed Rent | $2,500 | $2,610 |
% of Rental Stock
Property Listings — West Side, Saint Paul, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in West Side, Saint Paul, MN is 33. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $263,000 | 4.0% |
Listing Count | 40 | 12.0% |
| Listings as % of Homes | 0.4% | 12.0% |
Days on Market | 33 | -5.0% |
Demographics — West Side, Saint Paul, MN
As of the latest ACS Survey released in 2023, West Side, Saint Paul, MN has a population of 15,500, which has increased by 2.4% over the past 5 years. West Side, Saint Paul, MN is a popular place for families, as children make up 26.3% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,500 | 2.4% |
% Under 18 | 26.3% | -12.0% |
% Seniors | 11.0% | 17.0% |
% WFH | 16.4% | 256.5% |
% w/ College Degree | 31.2% | 4.3% |
As of the latest ACS Survey released in 2023, West Side, Saint Paul, MN is a predominantly white area, with 46.6% of the population identifying as white. The white population has grown by 8.6% in the last 5 years. The second most common race or ethnicity in West Side, Saint Paul, MN is hispanic, making up 22.6% of the population. Foreign-born residents account for 17.5% of the population in West Side, Saint Paul, MN, and this percentage has decreased by 7.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 46.6% | 8.6% |
% Black | 13.3% | -3.6% |
% Hispanic | 22.6% | -31.9% |
% Asian | 9.1% | 75.0% |
% Foreign Born | 17.5% | -7.9% |
Mortgage and Risk — West Side, Saint Paul, MN
According to HUD data as of 2023, there were 226 mortgage originations in West Side, Saint Paul, MN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in West Side, Saint Paul, MN. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 226 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — West Side, Saint Paul, MN
As of 2024, the percent of homes in West Side, Saint Paul, MN under the Section 8 program is 34.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in West Side, Saint Paul, MN, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 920 |
Total Units Section 8 | 884 |
% Rentals under Section 8 | 34.7% |
% Occupied Section 8 | 83.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,020 | $1,250 |
| 2 Bedroom | $230 | $1,300 | $1,530 |
| 3 Bedroom | $140 | $1,900 | $2,040 |
| 4 Bedroom | -$220 | $2,500 | $2,280 |
Affordability — West Side, Saint Paul, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $260,000 |
| Median Household Income | $78,100 |