West St. Paul, West Saint Paul, MN—55118
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West St. Paul, West Saint Paul, MN
As of Oct '25, the median home price in West St. Paul, West Saint Paul, MN is $359,000, with a year-over-year change of 3.1%. This indicates that home prices in West St. Paul, West Saint Paul, MN are increasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $359,000 | 3.1% |
| Single Family | $376,000 | 3.3% |
| Condos | $216,000 | 1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $175,000 | 4.8% |
2 Bed | $263,000 | 3.1% |
3 Bed | $346,000 | 3.3% |
4 Bed | $480,000 | 3.9% |
| 5 Bed | $693,000 | 2.7% |
% of Housing Stock
Rental Trends — West St. Paul, West Saint Paul, MN
As of July '25, Rentcast reports the average rent in West St. Paul, West Saint Paul, MN is $1,470, with a year-over-year rent change of -2.6%. Per bedroom, the median rent as of July '25 in West St. Paul, West Saint Paul, MN is studios: $1,020, 1-bedrooms: $1,220, 2-bedrooms: $1,560, 3-bedrooms: $2,400, 4-bedrooms: $2,300. The most common rental property sizes in West St. Paul, West Saint Paul, MN are 1-bedroom and 2-bedroom, accounting for 50.0% and 35.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,470 |
| Studio Rent | $995 | $1,020 |
| 1 Bed Rent | $1,200 | $1,220 |
| 2 Bed Rent | $1,600 | $1,560 |
| 3 Bed Rent | $2,200 | $2,400 |
| 4 Bed Rent | $2,200 | $2,300 |
% of Rental Stock
Property Listings — West St. Paul, West Saint Paul, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in West St. Paul, West Saint Paul, MN is 42. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $404,000 | 9.0% |
Listing Count | 98 | 6.0% |
| Listings as % of Homes | 0.4% | 6.0% |
Days on Market | 42 | -7.0% |
Demographics — West St. Paul, West Saint Paul, MN
As of the latest ACS Survey released in 2023, West St. Paul, West Saint Paul, MN has a population of 29,400, which has increased by 3.5% over the past 5 years. West St. Paul, West Saint Paul, MN is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 45.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,400 | 3.5% |
% Under 18 | 19.1% | -7.3% |
% Seniors | 23.5% | 19.3% |
% WFH | 20.7% | 314.0% |
% w/ College Degree | 45.8% | 11.2% |
As of the latest ACS Survey released in 2023, West St. Paul, West Saint Paul, MN is a predominantly white area, with 71.7% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in West St. Paul, West Saint Paul, MN is hispanic, making up 15.5% of the population. Foreign-born residents account for 6.3% of the population in West St. Paul, West Saint Paul, MN, and this percentage has decreased by 31.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.7% | -1.2% |
% Black | 4.6% | 17.9% |
% Hispanic | 15.5% | -8.8% |
% Asian | 1.6% | -54.3% |
% Foreign Born | 6.3% | -31.5% |
Mortgage and Risk — West St. Paul, West Saint Paul, MN
According to HUD data as of 2023, there were 504 mortgage originations in West St. Paul, West Saint Paul, MN, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in West St. Paul, West Saint Paul, MN. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 504 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — West St. Paul, West Saint Paul, MN
As of 2024, the percent of homes in West St. Paul, West Saint Paul, MN under the Section 8 program is 14.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in West St. Paul, West Saint Paul, MN, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 705 |
Total Units Section 8 | 625 |
% Rentals under Section 8 | 14.0% |
% Occupied Section 8 | 95.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $1,200 | $1,270 |
| 2 Bedroom | -$50 | $1,600 | $1,550 |
| 3 Bedroom | -$140 | $2,200 | $2,060 |
| 4 Bedroom | $110 | $2,200 | $2,310 |
Affordability — West St. Paul, West Saint Paul, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $359,000 |
| Median Household Income | $85,200 |