Dayton, MN—55327
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, MN
As of Oct '25, the median home price in Dayton, MN is $495,000, with a year-over-year change of 2.7%. This indicates that home prices in Dayton, MN are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $495,000 | 2.7% |
| Single Family | $495,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $428,000 | 4.1% |
3 Bed | $453,000 | 3.9% |
4 Bed | $525,000 | 1.5% |
| 5 Bed | $616,000 | 0.7% |
% of Housing Stock
Rental Trends — Dayton, MN
As of July '25, Rentcast reports the average rent in Dayton, MN is $2,420, with a year-over-year rent change of -14.2%. Per bedroom, the median rent as of July '25 in Dayton, MN is 3-bedrooms: $2,360, 4-bedrooms: $2,600. The most common rental property sizes in Dayton, MN are 2-bedroom and 4-bedroom, accounting for 35.7% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,450 | $2,420 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,450 | $2,360 |
| 4 Bed Rent | $2,600 | $2,600 |
% of Rental Stock
Property Listings — Dayton, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, MN is 62. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $599,000 | 0.0% |
Listing Count | 54 | 16.0% |
| Listings as % of Homes | 1.7% | 16.0% |
Days on Market | 62 | 20.0% |
Demographics — Dayton, MN
As of the latest ACS Survey released in 2023, Dayton, MN has a population of 5,540, which has increased by 62.9% over the past 5 years. Dayton, MN is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 36.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,540 | 62.9% |
% Under 18 | 21.9% | 11.2% |
% Seniors | 14.7% | 0.0% |
% WFH | 19.9% | 332.6% |
% w/ College Degree | 36.9% | 1.4% |
As of the latest ACS Survey released in 2023, Dayton, MN is a predominantly white area, with 84.9% of the population identifying as white. The white population has shrunk by 12.6% in the last 5 years. The second most common race or ethnicity in Dayton, MN is black, making up 4.5% of the population. Foreign-born residents account for 4.7% of the population in Dayton, MN, and this percentage has increased by 113.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.9% | -12.6% |
% Black | 4.5% | ∞% |
% Hispanic | 0.8% | 100.0% |
% Asian | 4.4% | 131.6% |
% Foreign Born | 4.7% | 113.6% |
Mortgage and Risk — Dayton, MN
According to HUD data as of 2023, there were 480 mortgage originations in Dayton, MN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, MN. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 480 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Dayton, MN
Dayton, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 10.9% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,370 |
| 2 Bedroom | N/A | N/A | $1,680 |
| 3 Bedroom | -$190 | $2,450 | $2,260 |
| 4 Bedroom | -$40 | $2,600 | $2,560 |
Affordability — Dayton, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $495,000 |
| Median Household Income | $134,000 |