Kimball, MN55353

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$354,000
3.0% YoY Growth
Median Household Income
$88,000
19.8% 5-Year Growth
Days on Market
42
40.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$2,500
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,500
N/A

Property Listings — Kimball, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Kimball, MN is 42. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$305,000-10.0%
Listing Count
2179.0%
Listings as % of Homes0.7%79.0%
Days on Market
4240.0%
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Demographics — Kimball, MN

As of the latest ACS Survey released in 2023, Kimball, MN has a population of 3,270, which has decreased by -7.5% over the past 5 years. Kimball, MN is a popular place for families, as children make up 26.1% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,270-7.5%
% Under 18
26.1%12.5%
% Seniors
14.7%5.0%
% WFH
12.7%111.7%
% w/ College Degree
19.1%-6.4%
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As of the latest ACS Survey released in 2023, Kimball, MN is a predominantly white area, with 97.1% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Kimball, MN is hispanic, making up 0.7% of the population. Foreign-born residents account for 0.5% of the population in Kimball, MN, and this percentage has decreased by 58.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
97.1%-0.1%
% Black
0.3%0.0%
% Hispanic
0.7%16.7%
% Asian
0.0%-100.0%
% Foreign Born
0.5%-58.3%
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Mortgage and Risk — Kimball, MN

According to HUD data as of 2023, there were 72 mortgage originations in Kimball, MN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Kimball, MN. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
72
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Kimball, MN

Kimball, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
7
% Rentals under Section 8
3.2%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$820
2 BedroomN/AN/A$1,040
3 Bedroom-$1,120$2,500$1,380
4 BedroomN/AN/A$1,640

Affordability — Kimball, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$354,000
Median Household Income$88,000

Kimball, MN — ZIP Code Boundary Map

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Frequently Asked Questions