Maple Lake, MN—55358
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Maple Lake, MN
As of Oct '25, the median home price in Maple Lake, MN is $369,000, with a year-over-year change of 5.0%. This indicates that home prices in Maple Lake, MN are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $369,000 | 5.0% |
| Single Family | $370,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $317,000 | 5.0% |
3 Bed | $394,000 | 5.1% |
4 Bed | $427,000 | 4.7% |
| 5 Bed | $563,000 | 6.6% |
% of Housing Stock
Rental Trends — Maple Lake, MN
Maple Lake, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Maple Lake, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Maple Lake, MN is 45. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | 33.0% |
Listing Count | 25 | 3.0% |
| Listings as % of Homes | 0.6% | 3.0% |
Days on Market | 45 | -16.0% |
Demographics — Maple Lake, MN
As of the latest ACS Survey released in 2023, Maple Lake, MN has a population of 5,270, which has increased by 2.9% over the past 5 years. Maple Lake, MN is a popular place for families, as children make up 25.8% of the population. The area has a moderately educated workforce, with 25.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,270 | 2.9% |
% Under 18 | 25.8% | 18.9% |
% Seniors | 15.0% | -10.7% |
% WFH | 10.7% | 189.2% |
% w/ College Degree | 25.1% | 47.6% |
As of the latest ACS Survey released in 2023, Maple Lake, MN is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Maple Lake, MN is hispanic, making up 4.4% of the population. Foreign-born residents account for 0.9% of the population in Maple Lake, MN, and this percentage has decreased by 47.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -3.3% |
% Black | 0.4% | 33.3% |
% Hispanic | 4.4% | 340.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.9% | -47.1% |
Mortgage and Risk — Maple Lake, MN
According to HUD data as of 2023, there were 73 mortgage originations in Maple Lake, MN, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Maple Lake, MN. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 5.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Maple Lake, MN
Maple Lake, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | N/A | N/A | $1,460 |
| 3 Bedroom | N/A | N/A | $1,970 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Maple Lake, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $369,000 |
| Median Household Income | $94,900 |