Victoria, MN—55386
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Victoria, MN
As of Oct '25, the median home price in Victoria, MN is $598,000, with a year-over-year change of -0.0%. This indicates that home prices in Victoria, MN are flat. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $598,000 | -0.0% |
| Single Family | $603,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $397,000 | -0.7% |
3 Bed | $429,000 | -2.3% |
4 Bed | $639,000 | -0.6% |
| 5 Bed | $734,000 | -0.8% |
% of Housing Stock
Rental Trends — Victoria, MN
As of July '25, Rentcast reports the average rent in Victoria, MN is $2,560, with a year-over-year rent change of -2.3%. Per bedroom, the median rent as of July '25 in Victoria, MN is studios: $1,500, 1-bedrooms: $1,520, 2-bedrooms: $1,660, 3-bedrooms: $2,540, 4-bedrooms: $2,700. The most common rental property sizes in Victoria, MN are 4-bedroom and 2-bedroom, accounting for 47.2% and 26.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,560 |
| Studio Rent | $1,500 | $1,500 |
| 1 Bed Rent | $1,520 | $1,520 |
| 2 Bed Rent | $1,800 | $1,660 |
| 3 Bed Rent | $2,440 | $2,540 |
| 4 Bed Rent | $2,700 | $2,700 |
% of Rental Stock
Property Listings — Victoria, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Victoria, MN is 35. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $636,000 | -1.0% |
Listing Count | 51 | -12.0% |
| Listings as % of Homes | 1.4% | -12.0% |
Days on Market | 35 | -16.0% |
Demographics — Victoria, MN
As of the latest ACS Survey released in 2023, Victoria, MN has a population of 10,100, which has increased by 31.8% over the past 5 years. Victoria, MN is a popular place for families, as children make up 27.3% of the population. The area has a highly educated workforce, with 66.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 30.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,100 | 31.8% |
% Under 18 | 27.3% | -15.2% |
% Seniors | 13.9% | 39.0% |
% WFH | 30.2% | 277.5% |
% w/ College Degree | 66.2% | 7.5% |
As of the latest ACS Survey released in 2023, Victoria, MN is a predominantly white area, with 87.4% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Victoria, MN is black, making up 3.5% of the population. Foreign-born residents account for 4.0% of the population in Victoria, MN, and this percentage has increased by 110.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.4% | -7.0% |
% Black | 3.5% | 3,400.0% |
% Hispanic | 2.7% | 42.1% |
% Asian | 3.1% | 342.9% |
% Foreign Born | 4.0% | 110.5% |
Mortgage and Risk — Victoria, MN
According to HUD data as of 2023, there were 446 mortgage originations in Victoria, MN, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Victoria, MN. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 446 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Victoria, MN
As of 2024, the percent of homes in Victoria, MN under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Victoria, MN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $550 | $1,520 | $2,070 |
| 2 Bedroom | $730 | $1,800 | $2,530 |
| 3 Bedroom | $930 | $2,440 | $3,370 |
| 4 Bedroom | $1,070 | $2,700 | $3,770 |
Affordability — Victoria, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $598,000 |
| Median Household Income | $191,000 |