Golden Valley, MN—55422
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Golden Valley, MN
As of Oct '25, the median home price in Golden Valley, MN is $330,000, with a year-over-year change of 2.4%. This indicates that home prices in Golden Valley, MN are increasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $330,000 | 2.4% |
| Single Family | $335,000 | 2.4% |
| Condos | $136,000 | -1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $191,000 | 0.5% |
2 Bed | $273,000 | 2.6% |
3 Bed | $327,000 | 2.2% |
4 Bed | $404,000 | 2.3% |
| 5 Bed | $532,000 | 3.3% |
% of Housing Stock
Rental Trends — Golden Valley, MN
As of July '25, Rentcast reports the average rent in Golden Valley, MN is $1,740, with a year-over-year rent change of -7.9%. Per bedroom, the median rent as of July '25 in Golden Valley, MN is studios: $1,140, 1-bedrooms: $1,190, 2-bedrooms: $1,380, 3-bedrooms: $2,100, 4-bedrooms: $2,570. The most common rental property sizes in Golden Valley, MN are 2-bedroom and 1-bedroom, accounting for 38.7% and 32.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,740 |
| Studio Rent | $1,170 | $1,140 |
| 1 Bed Rent | $1,100 | $1,190 |
| 2 Bed Rent | $1,300 | $1,380 |
| 3 Bed Rent | $2,200 | $2,100 |
| 4 Bed Rent | $2,500 | $2,570 |
% of Rental Stock
Property Listings — Golden Valley, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Golden Valley, MN is 37. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $370,000 | 3.0% |
Listing Count | 97 | -10.0% |
| Listings as % of Homes | 0.4% | -10.0% |
Days on Market | 37 | 20.0% |
Demographics — Golden Valley, MN
As of the latest ACS Survey released in 2023, Golden Valley, MN has a population of 28,800, which has decreased by -1.6% over the past 5 years. Golden Valley, MN is a moderately popular place for families, as children make up 21.5% of the population. The area has a highly educated workforce, with 46.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,800 | -1.6% |
% Under 18 | 21.5% | 12.6% |
% Seniors | 18.4% | 7.0% |
% WFH | 18.1% | 178.5% |
% w/ College Degree | 46.2% | 6.2% |
As of the latest ACS Survey released in 2023, Golden Valley, MN is a predominantly white area, with 67.5% of the population identifying as white. The white population has shrunk by 10.1% in the last 5 years. The second most common race or ethnicity in Golden Valley, MN is black, making up 14.5% of the population. Foreign-born residents account for 8.9% of the population in Golden Valley, MN, and this percentage has increased by 6.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.5% | -10.1% |
% Black | 14.5% | 35.5% |
% Hispanic | 10.9% | 98.2% |
% Asian | 2.7% | -6.9% |
% Foreign Born | 8.9% | 6.0% |
Mortgage and Risk — Golden Valley, MN
According to HUD data as of 2023, there were 507 mortgage originations in Golden Valley, MN, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Golden Valley, MN. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 507 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Golden Valley, MN
As of 2024, the percent of homes in Golden Valley, MN under the Section 8 program is 12.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Golden Valley, MN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 431 |
Total Units Section 8 | 380 |
% Rentals under Section 8 | 12.3% |
% Occupied Section 8 | 95.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $1,100 | $1,430 |
| 2 Bedroom | $450 | $1,300 | $1,750 |
| 3 Bedroom | $130 | $2,200 | $2,330 |
| 4 Bedroom | $110 | $2,500 | $2,610 |
Affordability — Golden Valley, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $330,000 |
| Median Household Income | $91,200 |