New Hope, Crystal, MN55427

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$357,000
2.7% YoY Growth
Median Household Income
$92,000
21.6% 5-Year Growth
Days on Market
29
16.0% Longer than last year
Home Price Forecast
-0.7%
Median Rent
$1,640
10.0% YoY Growth
1-Bed Rent
$1,180
8.8% YoY Growth
2-Bed Rent
$1,500
3.1% YoY Growth
3-Bed Rent
$2,300
1.2% YoY Growth

Property Listings — New Hope, Crystal, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in New Hope, Crystal, MN is 29. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$366,0003.0%
Listing Count
7722.0%
Listings as % of Homes0.4%22.0%
Days on Market
2916.0%
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Demographics — New Hope, Crystal, MN

As of the latest ACS Survey released in 2023, New Hope, Crystal, MN has a population of 24,700, which has increased by 7.4% over the past 5 years. New Hope, Crystal, MN is a moderately popular place for families, as children make up 19.3% of the population. The area has a highly educated workforce, with 48.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,7007.4%
% Under 18
19.3%-5.4%
% Seniors
17.5%-1.7%
% WFH
22.6%352.0%
% w/ College Degree
48.9%8.2%
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As of the latest ACS Survey released in 2023, New Hope, Crystal, MN is a predominantly white area, with 70.3% of the population identifying as white. The white population has shrunk by 9.4% in the last 5 years. The second most common race or ethnicity in New Hope, Crystal, MN is black, making up 12.8% of the population. Foreign-born residents account for 12.8% of the population in New Hope, Crystal, MN, and this percentage has increased by 32.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.3%-9.4%
% Black
12.8%10.3%
% Hispanic
6.2%87.9%
% Asian
3.6%0.0%
% Foreign Born
12.8%32.0%
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Mortgage and Risk — New Hope, Crystal, MN

According to HUD data as of 2023, there were 521 mortgage originations in New Hope, Crystal, MN, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in New Hope, Crystal, MN. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
521
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — New Hope, Crystal, MN

As of 2024, the percent of homes in New Hope, Crystal, MN under the Section 8 program is 9.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in New Hope, Crystal, MN, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
337
Total Units Section 8
331
% Rentals under Section 8
9.4%
% Occupied Section 8
93.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$220$1,180$1,400
2 Bedroom$210$1,500$1,710
3 Bedroom-$20$2,300$2,280
4 Bedroom$30$2,520$2,550

Affordability — New Hope, Crystal, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$357,000
Median Household Income$92,000

New Hope, Crystal, MN — ZIP Code Boundary Map

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Frequently Asked Questions