Coon Rapids, MN55433

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$315,000
3.2% YoY Growth
Median Household Income
$80,200
25.0% 5-Year Growth
Days on Market
31
13.0% Longer than last year
Home Price Forecast
-0.7%
Median Rent
$1,520
2.7% YoY Growth
1-Bed Rent
$1,250
23.3% YoY Growth
2-Bed Rent
$1,400
11.1% YoY Growth
3-Bed Rent
$2,300
1.3% YoY Growth

Other Zip Codes in Coon Rapids, MN

Property Listings — Coon Rapids, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Coon Rapids, MN is 31. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$305,0004.0%
Listing Count
742.0%
Listings as % of Homes0.3%2.0%
Days on Market
3113.0%
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Demographics — Coon Rapids, MN

As of the latest ACS Survey released in 2023, Coon Rapids, MN has a population of 34,400, which has remained stable by -0.5% over the past 5 years. Coon Rapids, MN is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 22.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,400-0.5%
% Under 18
21.8%2.3%
% Seniors
17.4%6.7%
% WFH
11.2%250.0%
% w/ College Degree
22.5%-4.7%
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As of the latest ACS Survey released in 2023, Coon Rapids, MN is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 14.2% in the last 5 years. The second most common race or ethnicity in Coon Rapids, MN is black, making up 8.8% of the population. Foreign-born residents account for 8.8% of the population in Coon Rapids, MN, and this percentage has decreased by 18.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.1%-14.2%
% Black
8.8%22.2%
% Hispanic
4.8%6.7%
% Asian
8.6%168.7%
% Foreign Born
8.8%-18.5%
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Mortgage and Risk — Coon Rapids, MN

According to HUD data as of 2023, there were 639 mortgage originations in Coon Rapids, MN, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Coon Rapids, MN. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
639
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Coon Rapids, MN

As of 2024, the percent of homes in Coon Rapids, MN under the Section 8 program is 13.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Coon Rapids, MN, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
593
Total Units Section 8
593
% Rentals under Section 8
13.1%
% Occupied Section 8
91.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$1,250$1,330
2 Bedroom$220$1,400$1,620
3 Bedroom-$140$2,300$2,160
4 Bedroom$80$2,340$2,420

Affordability — Coon Rapids, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$315,000
Median Household Income$80,200

Coon Rapids, MN — ZIP Code Boundary Map

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Frequently Asked Questions