Cohasset, MN55721

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$340,000
1.8% YoY Growth
Median Household Income
$82,800
26.0% 5-Year Growth
Days on Market
71
44.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Cohasset, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Cohasset, MN is 71. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$415,00031.0%
Listing Count
12117.0%
Listings as % of Homes0.2%117.0%
Days on Market
7144.0%
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Demographics — Cohasset, MN

As of the latest ACS Survey released in 2023, Cohasset, MN has a population of 3,840, which has increased by 9.1% over the past 5 years. Cohasset, MN is a popular place for families, as children make up 25.1% of the population. The area has a moderately educated workforce, with 30.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,8409.1%
% Under 18
25.1%15.7%
% Seniors
20.3%-2.4%
% WFH
9.1%264.0%
% w/ College Degree
30.8%-1.0%
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As of the latest ACS Survey released in 2023, Cohasset, MN is a predominantly white area, with 87.3% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Cohasset, MN is hispanic, making up 3.2% of the population. Foreign-born residents account for 0.5% of the population in Cohasset, MN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.3%-6.6%
% Black
0.3%-62.5%
% Hispanic
3.2%∞%
% Asian
0.1%-50.0%
% Foreign Born
0.5%0.0%
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Mortgage and Risk — Cohasset, MN

According to HUD data as of 2023, there were 102 mortgage originations in Cohasset, MN, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Cohasset, MN. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
102
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Cohasset, MN

Cohasset, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
8
Total Units Section 8
8
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$740
2 BedroomN/AN/A$960
3 BedroomN/AN/A$1,170
4 BedroomN/AN/A$1,290

Affordability — Cohasset, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$340,000
Median Household Income$82,800

Cohasset, MN — ZIP Code Boundary Map

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Frequently Asked Questions