Coleraine—55722
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Coleraine
Coleraine lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $204,000 | 5.1% |
| Single Family | $203,000 | 4.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Coleraine
Coleraine lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Coleraine
As of Oct '25, Realtor.com reports that the median days on market for a home in Coleraine is 176. This is a increase of 842.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $546,000 | 162.0% |
Listing Count | 2 | -15.0% |
| Listings as % of Homes | 0.2% | -15.0% |
Days on Market | 176 | 842.0% |
Demographics — Coleraine
As of the latest ACS Survey released in 2023, Coleraine has a population of 1,040, which has decreased by -1.8% over the past 5 years. Coleraine is a popular place for families, as children make up 28.0% of the population. The area has a moderately educated workforce, with 29.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,040 | -1.8% |
% Under 18 | 28.0% | 12.9% |
% Seniors | 20.6% | 44.1% |
% WFH | 3.8% | 46.2% |
% w/ College Degree | 29.0% | 5.1% |
As of the latest ACS Survey released in 2023, Coleraine is a predominantly white area, with 97.6% of the population identifying as white. The white population has grown by 8.9% in the last 5 years. The second most common race or ethnicity in Coleraine is hispanic, making up 0.3% of the population. Foreign-born residents account for 0.4% of the population in Coleraine, and this percentage has decreased by 55.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.6% | 8.9% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.3% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | -55.6% |
Mortgage and Risk — Coleraine
According to HUD data as of 2023, there were 38 mortgage originations in Coleraine, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Coleraine. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Coleraine
Coleraine lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Coleraine
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $204,000 |
| Median Household Income | $57,400 |