Winona, MN—55925
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Winona, MN
Home Price Trends — Winona, MN
As of Oct '25, the median home price in Winona, MN is $333,000, with a year-over-year change of 7.9%. This indicates that home prices in Winona, MN are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $333,000 | 7.9% |
| Single Family | $333,000 | 7.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $315,000 | 7.9% |
4 Bed | $396,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winona, MN
Winona, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winona, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Winona, MN is 53. This is a increase of 269.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 6.0% |
Listing Count | 2 | -33.0% |
| Listings as % of Homes | 0.4% | -33.0% |
Days on Market | 53 | 269.0% |
Demographics — Winona, MN
As of the latest ACS Survey released in 2023, Winona, MN has a population of 1,240, which has increased by 10.1% over the past 5 years. Winona, MN is a popular place for families, as children make up 27.0% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,240 | 10.1% |
% Under 18 | 27.0% | 20.0% |
% Seniors | 12.9% | -5.1% |
% WFH | 9.1% | 56.9% |
% w/ College Degree | 14.8% | -25.6% |
As of the latest ACS Survey released in 2023, Winona, MN is a predominantly white area, with 98.7% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Winona, MN is hispanic, making up 1.2% of the population. Foreign-born residents account for 0.7% of the population in Winona, MN, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.7% | -0.1% |
% Black | 0.0% | N/A |
% Hispanic | 1.2% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.7% | ∞% |
Mortgage and Risk — Winona, MN
According to HUD data as of 2023, there were 42 mortgage originations in Winona, MN, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Winona, MN. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 42 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Winona, MN
Winona, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Winona, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $333,000 |
| Median Household Income | $91,400 |