Houston, MN—55943
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Houston, MN
As of Oct '25, the median home price in Houston, MN is $332,000, with a year-over-year change of 7.2%. This indicates that home prices in Houston, MN are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $332,000 | 7.2% |
| Single Family | $331,000 | 7.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $258,000 | 8.4% |
3 Bed | $315,000 | 8.2% |
4 Bed | $371,000 | 8.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Houston, MN
Houston, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Houston, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Houston, MN is 51. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $360,000 | 0.0% |
Listing Count | 10 | 61.0% |
| Listings as % of Homes | 0.4% | 61.0% |
Days on Market | 51 | 39.0% |
Demographics — Houston, MN
As of the latest ACS Survey released in 2023, Houston, MN has a population of 3,070, which has increased by 2.0% over the past 5 years. Houston, MN is a popular place for families, as children make up 27.8% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,070 | 2.0% |
% Under 18 | 27.8% | 20.3% |
% Seniors | 19.0% | 2.2% |
% WFH | 11.2% | 51.4% |
% w/ College Degree | 27.4% | 24.5% |
As of the latest ACS Survey released in 2023, Houston, MN is a predominantly white area, with 95.7% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Houston, MN is black, making up 1.4% of the population. Foreign-born residents account for 1.0% of the population in Houston, MN, and this percentage has increased by 233.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.7% | -2.3% |
% Black | 1.4% | ∞% |
% Hispanic | 1.0% | 233.3% |
% Asian | 0.1% | ∞% |
% Foreign Born | 1.0% | 233.3% |
Mortgage and Risk — Houston, MN
According to HUD data as of 2023, there were 43 mortgage originations in Houston, MN, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Houston, MN. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 43 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Houston, MN
Houston, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 37 |
Total Units Section 8 | 37 |
% Rentals under Section 8 | 19.1% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $1,010 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Houston, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $332,000 |
| Median Household Income | $69,900 |