Zumbrota, MN 55992 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Zumbrota, MN—55992

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$324,000

4.4% YoY Growth

Household Income

$103,000

59.4% YoY Growth

Days on Market

35.0% Longer YoY

Home Price Forecast

1.4%

Median Rent

$1,320

36.5% YoY Growth

1-Bed Rent

$1,320

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Zumbrota, MN

As of Dec '25, the median home price in Zumbrota, MN is $324,000, with a year-over-year change of 4.4%. This indicates that home prices in Zumbrota, MN are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$324,000	4.4%
Single Family	$324,000	4.5%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Zumbrota, MN

As of July '25, Rentcast reports the average rent in Zumbrota, MN is $1,320, with a year-over-year rent change of -36.5%. Per bedroom, the median rent as of July '25 in Zumbrota, MN is 1-bedrooms: $1,320. The most common rental property sizes in Zumbrota, MN are 1-bedroom and 3-bedroom, accounting for 47.9% and 17.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,320	$1,320
Studio Rent	N/A	N/A
1 Bed Rent	$1,320	$1,320
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

6.0%

1 Bedroom

47.9%

2 Bedrooms

14.7%

3 Bedrooms

17.2%

4 Bedrooms

8.7%

5+ Bedrooms

5.5%

Property Listings — Zumbrota, MN

As of Dec '25, Realtor.com reports that the median days on market for a home in Zumbrota, MN is 83. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$412,000	30.0%
Listing Count	26	30.0%
Listings as % of Homes	0.8%	30.0%
Days on Market	96	35.0%

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Demographics — Zumbrota, MN

As of the latest ACS Survey released in 2023, Zumbrota, MN has a population of 5,550, which has increased by 13.0% over the past 5 years. Zumbrota, MN is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 33.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,550	13.0%
% Under 18	22.2%	-11.2%
% Seniors	20.5%	6.8%
% WFH	11.3%	61.4%
% w/ College Degree	33.7%	29.1%

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As of the latest ACS Survey released in 2023, Zumbrota, MN is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Zumbrota, MN is asian, making up 1.5% of the population. Foreign-born residents account for 2.9% of the population in Zumbrota, MN, and this percentage has increased by 52.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	93.8%	-2.8%
% Black	0.0%	-100.0%
% Hispanic	1.5%	-21.1%
% Asian	1.5%	87.5%
% Foreign Born	2.9%	52.6%

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Mortgage and Risk — Zumbrota, MN

According to HUD data as of 2023, there were 119 mortgage originations in Zumbrota, MN, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Zumbrota, MN. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	119
% Conventional Loans	82.0%
% Government Loans	18.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Zumbrota, MN

Zumbrota, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	65
Total Units Section 8	55
% Rentals under Section 8	N/A
% Occupied Section 8	98.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$530	$1,320	$790
2 Bedroom	N/A	N/A	$950
3 Bedroom	N/A	N/A	$1,330
4 Bedroom	N/A	N/A	$1,600

Zumbrota, MN—55992

Key Metrics at a Glance

Home Price Trends — Zumbrota, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Zumbrota, MN

% of Rental Stock

Property Listings — Zumbrota, MN

Demographics — Zumbrota, MN

Race and Ethnicity

Mortgage and Risk — Zumbrota, MN

Mortgages

Rentals and Section 8 — Zumbrota, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Zumbrota, MN

Home Price to Income Ratio

Zumbrota, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Pine Island, MN

Goodhue, MN

Wanamingo, MN

Mazeppa, MN

Oronoco, MN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.9
Median Home Price	$324,000
Median Household Income	$103,000

Zumbrota, MN—55992

Key Metrics at a Glance

Home Price Trends — Zumbrota, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Zumbrota, MN

% of Rental Stock

Property Listings — Zumbrota, MN

Demographics — Zumbrota, MN

Race and Ethnicity

Mortgage and Risk — Zumbrota, MN

Mortgages

Rentals and Section 8 — Zumbrota, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Zumbrota, MN

Home Price to Income Ratio

Zumbrota, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Pine Island, MN

Goodhue, MN

Wanamingo, MN

Mazeppa, MN

Oronoco, MN

Frequently Asked Questions

What is the average home price in Zumbrota, MN 55992?

How have home prices in Zumbrota, MN 55992 changed over the past year?

What is the home price projection for Zumbrota, MN 55992?

What are the demographics of Zumbrota, MN 55992?

How long does it take homes to sell in Zumbrota, MN 55992?

What is the average rent price in Zumbrota, MN 55992?