Saint James, MN 56081 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Saint James, MN—56081

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$167,000

7.9% YoY Growth

Household Income

$66,600

28.8% YoY Growth

Days on Market

137

66.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$800

N/A

1-Bed Rent

$800

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Saint James, MN

Saint James, MN lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$167,000	7.9%
Single Family	$167,000	6.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Saint James, MN

Saint James, MN lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$800	$800
Studio Rent	N/A	N/A
1 Bed Rent	$800	$800
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

14.3%

1 Bedroom

27.6%

2 Bedrooms

31.3%

3 Bedrooms

17.0%

4 Bedrooms

4.2%

5+ Bedrooms

5.7%

Property Listings — Saint James, MN

As of Dec '25, Realtor.com reports that the median days on market for a home in Saint James, MN is 126. This is a increase of 73.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$185,000	12.0%
Listing Count	36	65.0%
Listings as % of Homes	0.5%	65.0%
Days on Market	137	66.0%

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Demographics — Saint James, MN

As of the latest ACS Survey released in 2023, Saint James, MN has a population of 6,090, which has increased by 4.4% over the past 5 years. Saint James, MN is a popular place for families, as children make up 26.2% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	6,090	4.4%
% Under 18	26.2%	12.4%
% Seniors	19.1%	-2.6%
% WFH	7.7%	18.5%
% w/ College Degree	18.0%	24.1%

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As of the latest ACS Survey released in 2023, Saint James, MN is a predominantly white area, with 63.8% of the population identifying as white. The white population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Saint James, MN is hispanic, making up 35.4% of the population. Foreign-born residents account for 14.4% of the population in Saint James, MN, and this percentage has increased by 10.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	63.8%	-10.8%
% Black	0.0%	-100.0%
% Hispanic	35.4%	25.5%
% Asian	0.0%	-100.0%
% Foreign Born	14.4%	10.8%

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Mortgage and Risk — Saint James, MN

According to HUD data as of 2023, there were 33 mortgage originations in Saint James, MN, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Saint James, MN. Investor activity is low, as 12.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	33
% Conventional Loans	79.0%
% Government Loans	21.0%
% Investor Loans	12.0%
% Second Loans	0.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Saint James, MN

Saint James, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	88
Total Units Section 8	11
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$40	$800	$840
2 Bedroom	N/A	N/A	$950
3 Bedroom	N/A	N/A	$1,250
4 Bedroom	N/A	N/A	$1,390

Saint James, MN—56081

Key Metrics at a Glance

Home Price Trends — Saint James, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saint James, MN

% of Rental Stock

Property Listings — Saint James, MN

Demographics — Saint James, MN

Race and Ethnicity

Mortgage and Risk — Saint James, MN

Mortgages

Rentals and Section 8 — Saint James, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Saint James, MN

Home Price to Income Ratio

Saint James, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Ormsby, MN

Hanska, MN

Madelia, MN

Trimont, MN

Odin, MN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2
Median Home Price	$167,000
Median Household Income	$66,600

Saint James, MN—56081

Key Metrics at a Glance

Home Price Trends — Saint James, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saint James, MN

% of Rental Stock

Property Listings — Saint James, MN

Demographics — Saint James, MN

Race and Ethnicity

Mortgage and Risk — Saint James, MN

Mortgages

Rentals and Section 8 — Saint James, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Saint James, MN

Home Price to Income Ratio

Saint James, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Ormsby, MN

Hanska, MN

Madelia, MN

Trimont, MN

Odin, MN

Frequently Asked Questions

What is the average home price in Saint James, MN 56081?

How have home prices in Saint James, MN 56081 changed over the past year?

What is the home price projection for Saint James, MN 56081?

What are the demographics of Saint James, MN 56081?

How long does it take homes to sell in Saint James, MN 56081?

What is the average rent price in Saint James, MN 56081?