Winnebago, MN—56098
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Winnebago, MN
Winnebago, MN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $167,000 | 8.5% |
| Single Family | $167,000 | 9.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $135,000 | 8.0% |
3 Bed | $177,000 | 9.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winnebago, MN
As of July '25, Rentcast reports the average rent in Winnebago, MN is $792, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in Winnebago, MN is 1-bedrooms: $650, 2-bedrooms: $862. The most common rental property sizes in Winnebago, MN are 2-bedroom and 1-bedroom, accounting for 28.0% and 23.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $800 | $792 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $650 |
| 2 Bed Rent | $800 | $862 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winnebago, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Winnebago, MN is 57. This is a increase of 170.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $155,000 | 11.0% |
Listing Count | 8 | 20.0% |
| Listings as % of Homes | 0.7% | 20.0% |
Days on Market | 57 | 170.0% |
Demographics — Winnebago, MN
As of the latest ACS Survey released in 2023, Winnebago, MN has a population of 1,950, which has decreased by -3.5% over the past 5 years. Winnebago, MN is a moderately popular place for families, as children make up 17.7% of the population. The area has a poorly educated workforce, with 17.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,950 | -3.5% |
% Under 18 | 17.7% | -10.6% |
% Seniors | 22.7% | 8.1% |
% WFH | 5.4% | -19.4% |
% w/ College Degree | 17.8% | 1.1% |
As of the latest ACS Survey released in 2023, Winnebago, MN is a predominantly white area, with 83.4% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Winnebago, MN is hispanic, making up 14.4% of the population. Foreign-born residents account for 2.5% of the population in Winnebago, MN, and this percentage has increased by 316.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.4% | -10.0% |
% Black | 0.3% | 200.0% |
% Hispanic | 14.4% | 125.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.5% | 316.7% |
Mortgage and Risk — Winnebago, MN
According to HUD data as of 2023, there were 23 mortgage originations in Winnebago, MN, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Winnebago, MN. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Winnebago, MN
Winnebago, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 52 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $650 | $790 |
| 2 Bedroom | $190 | $800 | $990 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Winnebago, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $167,000 |
| Median Household Income | $69,000 |