Cottonwood, MN—56229
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cottonwood, MN
As of Oct '25, the median home price in Cottonwood, MN is $238,000, with a year-over-year change of 4.2%. This indicates that home prices in Cottonwood, MN are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | 4.2% |
| Single Family | $238,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cottonwood, MN
Cottonwood, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cottonwood, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Cottonwood, MN is 20. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $285,000 | 4.0% |
Listing Count | 5 | -47.0% |
| Listings as % of Homes | 0.4% | -47.0% |
Days on Market | 20 | 35.0% |
Demographics — Cottonwood, MN
As of the latest ACS Survey released in 2023, Cottonwood, MN has a population of 1,730, which has decreased by -6.5% over the past 5 years. Cottonwood, MN is a moderately popular place for families, as children make up 24.3% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,730 | -6.5% |
% Under 18 | 24.3% | -21.4% |
% Seniors | 19.3% | 58.2% |
% WFH | 10.9% | 67.7% |
% w/ College Degree | 26.8% | 4.7% |
As of the latest ACS Survey released in 2023, Cottonwood, MN is a predominantly white area, with 95.5% of the population identifying as white. The white population has grown by 4.0% in the last 5 years. The second most common race or ethnicity in Cottonwood, MN is hispanic, making up 2.1% of the population. Foreign-born residents account for 1.3% of the population in Cottonwood, MN, and this percentage has decreased by 58.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.5% | 4.0% |
% Black | 0.1% | 0.0% |
% Hispanic | 2.1% | -70.8% |
% Asian | 0.2% | -60.0% |
% Foreign Born | 1.3% | -58.1% |
Mortgage and Risk — Cottonwood, MN
Cottonwood, MN lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Cottonwood, MN
Cottonwood, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 44 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,530 |
Affordability — Cottonwood, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $238,000 |
| Median Household Income | $99,800 |