Holdingford, MN—56340
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holdingford, MN
As of Oct '25, the median home price in Holdingford, MN is $348,000, with a year-over-year change of 4.1%. This indicates that home prices in Holdingford, MN are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $348,000 | 4.1% |
| Single Family | $348,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $260,000 | 2.0% |
3 Bed | $349,000 | 3.9% |
4 Bed | $387,000 | 4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holdingford, MN
Holdingford, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,300 | $1,300 |
% of Rental Stock
Property Listings — Holdingford, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Holdingford, MN is 60. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $254,000 | -58.0% |
Listing Count | 4 | -20.0% |
| Listings as % of Homes | 0.1% | -20.0% |
Days on Market | 60 | 25.0% |
Demographics — Holdingford, MN
As of the latest ACS Survey released in 2023, Holdingford, MN has a population of 2,430, which has increased by 5.1% over the past 5 years. Holdingford, MN is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 15.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,430 | 5.1% |
% Under 18 | 25.9% | 8.8% |
% Seniors | 14.6% | 9.8% |
% WFH | 7.9% | 9.7% |
% w/ College Degree | 15.9% | 35.9% |
Holdingford, MN lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.7% | -2.1% |
% Black | 0.0% | N/A |
% Hispanic | 1.3% | 550.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Holdingford, MN
According to HUD data as of 2023, there were 38 mortgage originations in Holdingford, MN, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Holdingford, MN. Investor activity is low, as 3.0% of loans were by investors. 29.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 29.0% |
Loan Activity
Rentals and Section 8 — Holdingford, MN
Holdingford, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,070 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | $360 | $1,300 | $1,660 |
Affordability — Holdingford, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $348,000 |
| Median Household Income | $89,200 |