Saint Stephen, MN—56375
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Stephen, MN
As of Oct '25, the median home price in Saint Stephen, MN is $298,000, with a year-over-year change of 3.2%. This indicates that home prices in Saint Stephen, MN are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $298,000 | 3.2% |
| Single Family | $298,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $290,000 | 3.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Stephen, MN
Saint Stephen, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Stephen, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Stephen, MN is 53. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $340,000 | -53.0% |
Listing Count | 3 | -30.0% |
| Listings as % of Homes | N/A | -30.0% |
Days on Market | 53 | 5.0% |
Demographics — Saint Stephen, MN
As of the latest ACS Survey released in 2023, Saint Stephen, MN has a population of 672, which has decreased by -26.6% over the past 5 years. Saint Stephen, MN is a moderately popular place for families, as children make up 16.7% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 672 | -26.6% |
% Under 18 | 16.7% | -35.3% |
% Seniors | 14.1% | 51.6% |
% WFH | 8.3% | -3.5% |
% w/ College Degree | 23.1% | 35.1% |
As of the latest ACS Survey released in 2023, Saint Stephen, MN is a predominantly white area, with 97.3% of the population identifying as white. The white population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Saint Stephen, MN is hispanic, making up 0.6% of the population. Foreign-born residents account for 1.2% of the population in Saint Stephen, MN, and this percentage has decreased by 47.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.3% | 3.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.6% | -84.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.2% | -47.8% |
Mortgage and Risk — Saint Stephen, MN
Saint Stephen, MN lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Saint Stephen, MN
Saint Stephen, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Saint Stephen, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $298,000 |
| Median Household Income | $94,900 |