Sauk Centre, MN—56378
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sauk Centre, MN
As of Oct '25, the median home price in Sauk Centre, MN is $317,000, with a year-over-year change of 3.4%. This indicates that home prices in Sauk Centre, MN are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $317,000 | 3.4% |
| Single Family | $316,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $246,000 | 3.4% |
3 Bed | $289,000 | 4.7% |
4 Bed | $358,000 | 4.7% |
| 5 Bed | $411,000 | 4.3% |
% of Housing Stock
Rental Trends — Sauk Centre, MN
Sauk Centre, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sauk Centre, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Sauk Centre, MN is 59. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $374,000 | 15.0% |
Listing Count | 30 | 31.0% |
| Listings as % of Homes | 0.3% | 31.0% |
Days on Market | 59 | -11.0% |
Demographics — Sauk Centre, MN
As of the latest ACS Survey released in 2023, Sauk Centre, MN has a population of 8,430, which has increased by 6.8% over the past 5 years. Sauk Centre, MN is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,430 | 6.8% |
% Under 18 | 23.5% | -9.6% |
% Seniors | 21.6% | 13.1% |
% WFH | 9.6% | 12.9% |
% w/ College Degree | 19.1% | 16.5% |
As of the latest ACS Survey released in 2023, Sauk Centre, MN is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Sauk Centre, MN is hispanic, making up 3.3% of the population. Foreign-born residents account for 1.0% of the population in Sauk Centre, MN, and this percentage has decreased by 64.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -0.1% |
% Black | 0.3% | -70.0% |
% Hispanic | 3.3% | -29.8% |
% Asian | 0.8% | 300.0% |
% Foreign Born | 1.0% | -64.3% |
Mortgage and Risk — Sauk Centre, MN
According to HUD data as of 2023, there were 97 mortgage originations in Sauk Centre, MN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Sauk Centre, MN. Investor activity is low, as 7.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Sauk Centre, MN
Sauk Centre, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 60 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Sauk Centre, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $317,000 |
| Median Household Income | $72,000 |