Bertha, MN—56437
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bertha, MN
Bertha, MN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $208,000 | 3.0% |
| Single Family | $208,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bertha, MN
Bertha, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bertha, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Bertha, MN is 70. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | -8.0% |
Listing Count | 5 | 138.0% |
| Listings as % of Homes | 0.2% | 138.0% |
Days on Market | 70 | -12.0% |
Demographics — Bertha, MN
As of the latest ACS Survey released in 2023, Bertha, MN has a population of 1,410, which has decreased by -3.4% over the past 5 years. Bertha, MN is a popular place for families, as children make up 29.7% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,410 | -3.4% |
% Under 18 | 29.7% | -0.3% |
% Seniors | 14.0% | -25.9% |
% WFH | 18.3% | 200.0% |
% w/ College Degree | 15.7% | -5.4% |
As of the latest ACS Survey released in 2023, Bertha, MN is a predominantly white area, with 94.9% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Bertha, MN is hispanic, making up 0.6% of the population. Foreign-born residents account for 0.0% of the population in Bertha, MN, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.9% | 1.8% |
% Black | 0.4% | -84.0% |
% Hispanic | 0.6% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Bertha, MN
According to HUD data as of 2023, there were 27 mortgage originations in Bertha, MN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Bertha, MN. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Bertha, MN
Bertha, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 29 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Bertha, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $208,000 |
| Median Household Income | $59,300 |