Staples, MN56479

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$203,000
2.9% YoY Growth
Median Household Income
$58,000
34.3% 5-Year Growth
Days on Market
40
40.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$795
8.6% YoY Growth
1-Bed Rent
$650
12.4% YoY Growth
2-Bed Rent
$795
6.9% YoY Growth
3-Bed Rent
$1,180
6.6% YoY Growth

Property Listings — Staples, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Staples, MN is 40. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$311,00081.0%
Listing Count
2411.0%
Listings as % of Homes0.6%11.0%
Days on Market
4040.0%
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Demographics — Staples, MN

As of the latest ACS Survey released in 2023, Staples, MN has a population of 5,020, which has decreased by -2.5% over the past 5 years. Staples, MN is a popular place for families, as children make up 26.4% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,020-2.5%
% Under 18
26.4%35.4%
% Seniors
24.3%13.0%
% WFH
7.6%137.5%
% w/ College Degree
22.7%34.3%
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As of the latest ACS Survey released in 2023, Staples, MN is a predominantly white area, with 86.1% of the population identifying as white. The white population has shrunk by 8.7% in the last 5 years. The second most common race or ethnicity in Staples, MN is hispanic, making up 6.5% of the population. Foreign-born residents account for 0.4% of the population in Staples, MN, and this percentage has decreased by 63.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.1%-8.7%
% Black
1.3%85.7%
% Hispanic
6.5%150.0%
% Asian
0.0%-100.0%
% Foreign Born
0.4%-63.6%
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Mortgage and Risk — Staples, MN

According to HUD data as of 2023, there were 109 mortgage originations in Staples, MN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Staples, MN. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
109
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
2.0%
% Second Loans
4.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Staples, MN

Staples, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
158
Total Units Section 8
98
% Rentals under Section 8
N/A
% Occupied Section 8
59.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$230$650$880
2 Bedroom$315$795$1,110
3 Bedroom$290$1,180$1,470
4 Bedroom$170$1,400$1,570

Affordability — Staples, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$203,000
Median Household Income$58,000

Staples, MN — ZIP Code Boundary Map

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Frequently Asked Questions