Rothsay, MN—56579
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rothsay, MN
As of Oct '25, the median home price in Rothsay, MN is $251,000, with a year-over-year change of 3.0%. This indicates that home prices in Rothsay, MN are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $251,000 | 3.0% |
| Single Family | $251,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rothsay, MN
Rothsay, MN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rothsay, MN
Rothsay, MN lacks sufficient listing trend data for analysis.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | N/A | N/A |
Listing Count | N/A | N/A |
| Listings as % of Homes | N/A | N/A |
Days on Market | N/A | N/A |
Demographics — Rothsay, MN
As of the latest ACS Survey released in 2023, Rothsay, MN has a population of 1,070, which has decreased by -9.6% over the past 5 years. Rothsay, MN is a popular place for families, as children make up 26.4% of the population. The area has a moderately educated workforce, with 26.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,070 | -9.6% |
% Under 18 | 26.4% | 29.4% |
% Seniors | 14.4% | -18.6% |
% WFH | 9.8% | 8.9% |
% w/ College Degree | 26.3% | 29.6% |
As of the latest ACS Survey released in 2023, Rothsay, MN is a predominantly white area, with 95.7% of the population identifying as white. The white population has grown by 5.0% in the last 5 years. The second most common race or ethnicity in Rothsay, MN is hispanic, making up 1.6% of the population. Foreign-born residents account for 0.4% of the population in Rothsay, MN, and this percentage has decreased by 42.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.7% | 5.0% |
% Black | 0.7% | 40.0% |
% Hispanic | 1.6% | 100.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.4% | -42.9% |
Mortgage and Risk — Rothsay, MN
According to HUD data as of 2023, there were 54 mortgage originations in Rothsay, MN, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Rothsay, MN. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Rothsay, MN
Rothsay, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,110 |
| 3 Bedroom | N/A | N/A | $1,550 |
| 4 Bedroom | N/A | N/A | $1,650 |
Affordability — Rothsay, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $251,000 |
| Median Household Income | $95,300 |