North Sioux City, SD—57049
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Sioux City, SD
As of Oct '25, the median home price in North Sioux City, SD is $420,000, with a year-over-year change of 1.8%. This indicates that home prices in North Sioux City, SD are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $420,000 | 1.8% |
| Single Family | $421,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $313,000 | 3.0% |
3 Bed | $375,000 | 2.5% |
4 Bed | $485,000 | 2.5% |
| 5 Bed | $606,000 | 1.7% |
% of Housing Stock
Rental Trends — North Sioux City, SD
As of July '25, Rentcast reports the average rent in North Sioux City, SD is $994, with a year-over-year rent change of -47.4%. Per bedroom, the median rent as of July '25 in North Sioux City, SD is 1-bedrooms: $1,010, 2-bedrooms: $900, 3-bedrooms: $1,120. The most common rental property sizes in North Sioux City, SD are 2-bedroom and 1-bedroom, accounting for 57.0% and 24.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $930 | $994 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,010 |
| 2 Bed Rent | $900 | $900 |
| 3 Bed Rent | $1,120 | $1,120 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — North Sioux City, SD
As of Oct '25, Realtor.com reports that the median days on market for a home in North Sioux City, SD is 76. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $535,000 | -7.0% |
Listing Count | 42 | 28.0% |
| Listings as % of Homes | 1.2% | 28.0% |
Days on Market | 76 | -23.0% |
Demographics — North Sioux City, SD
As of the latest ACS Survey released in 2023, North Sioux City, SD has a population of 7,810, which has increased by 22.1% over the past 5 years. North Sioux City, SD is a moderately popular place for families, as children make up 23.3% of the population. The area has a highly educated workforce, with 45.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,810 | 22.1% |
% Under 18 | 23.3% | -0.4% |
% Seniors | 19.3% | 45.1% |
% WFH | 5.4% | 35.0% |
% w/ College Degree | 45.4% | 25.4% |
As of the latest ACS Survey released in 2023, North Sioux City, SD is a predominantly white area, with 84.3% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in North Sioux City, SD is hispanic, making up 6.9% of the population. Foreign-born residents account for 4.2% of the population in North Sioux City, SD, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | -4.3% |
% Black | 1.5% | 25.0% |
% Hispanic | 6.9% | 40.8% |
% Asian | 2.6% | 13.0% |
% Foreign Born | 4.2% | -25.0% |
Mortgage and Risk — North Sioux City, SD
According to HUD data as of 2023, there were 206 mortgage originations in North Sioux City, SD, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in North Sioux City, SD. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 206 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — North Sioux City, SD
North Sioux City, SD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 40 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $1,000 | $1,000 |
| 2 Bedroom | $370 | $900 | $1,270 |
| 3 Bedroom | $410 | $1,120 | $1,530 |
| 4 Bedroom | N/A | N/A | $1,680 |
Affordability — North Sioux City, SD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $420,000 |
| Median Household Income | $93,200 |