Belle Fourche, SD57717

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$330,000
4.3% YoY Growth
Median Household Income
$71,300
60.1% 5-Year Growth
Days on Market
72
59.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$900
5.9% YoY Growth
1-Bed Rent
$900
1.9% YoY Growth
2-Bed Rent
$995
9.1% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Belle Fourche, SD

As of Oct '25, Realtor.com reports that the median days on market for a home in Belle Fourche, SD is 72. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$339,000-12.0%
Listing Count
4457.0%
Listings as % of Homes0.6%57.0%
Days on Market
7259.0%
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Demographics — Belle Fourche, SD

As of the latest ACS Survey released in 2023, Belle Fourche, SD has a population of 8,710, which has increased by 8.9% over the past 5 years. Belle Fourche, SD is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,7108.9%
% Under 18
25.3%-0.4%
% Seniors
18.7%1.1%
% WFH
8.5%57.4%
% w/ College Degree
19.0%-18.5%
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As of the latest ACS Survey released in 2023, Belle Fourche, SD is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Belle Fourche, SD is hispanic, making up 5.0% of the population. Foreign-born residents account for 0.7% of the population in Belle Fourche, SD, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.8%-3.2%
% Black
0.0%-100.0%
% Hispanic
5.0%31.6%
% Asian
0.2%∞%
% Foreign Born
0.7%0.0%
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Mortgage and Risk — Belle Fourche, SD

According to HUD data as of 2023, there were 152 mortgage originations in Belle Fourche, SD, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Belle Fourche, SD. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
152
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
4.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Belle Fourche, SD

Belle Fourche, SD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
177
Total Units Section 8
177
% Rentals under Section 8
N/A
% Occupied Section 8
81.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$140$900$760
2 Bedroom$5$995$1,000
3 BedroomN/AN/A$1,310
4 BedroomN/AN/A$1,580

Affordability — Belle Fourche, SD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.3
Median Home Price$330,000
Median Household Income$71,300

Belle Fourche, SD — ZIP Code Boundary Map

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Frequently Asked Questions