Harwood, ND—58005
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Harwood, ND
Home Price Trends — Harwood, ND
As of Oct '25, the median home price in Harwood, ND is $435,000, with a year-over-year change of 15.0%. This indicates that home prices in Harwood, ND are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $435,000 | 15.0% |
| Single Family | $435,000 | 14.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harwood, ND
Harwood, ND lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
No data available
Property Listings — Harwood, ND
As of Oct '25, Realtor.com reports that the median days on market for a home in Harwood, ND is 187. This is a increase of 103.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $222,000 | -49.0% |
Listing Count | 2 | -45.0% |
| Listings as % of Homes | 0.6% | -45.0% |
Days on Market | 187 | 103.0% |
Demographics — Harwood, ND
As of the latest ACS Survey released in 2023, Harwood, ND has a population of 779, which has decreased by -15.3% over the past 5 years. Harwood, ND is a popular place for families, as children make up 27.1% of the population. The area has a highly educated workforce, with 47.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 779 | -15.3% |
% Under 18 | 27.1% | -16.6% |
% Seniors | 9.6% | -6.8% |
% WFH | 9.3% | 173.5% |
% w/ College Degree | 47.5% | 21.5% |
As of the latest ACS Survey released in 2023, Harwood, ND is a predominantly white area, with 92.3% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Harwood, ND is hispanic, making up 3.9% of the population. Foreign-born residents account for 1.3% of the population in Harwood, ND, and this percentage has increased by 550.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -6.2% |
% Black | 0.1% | -90.9% |
% Hispanic | 3.9% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.3% | 550.0% |
Mortgage and Risk — Harwood, ND
According to HUD data as of 2023, there were 51 mortgage originations in Harwood, ND, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Harwood, ND. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Harwood, ND
Harwood, ND lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $860 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,470 |
| 4 Bedroom | N/A | N/A | $1,770 |
Affordability — Harwood, ND
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $435,000 |
| Median Household Income | $144,000 |