Rugby, ND—58368
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rugby, ND
Rugby, ND lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $197,000 | 0.7% |
| Single Family | $198,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rugby, ND
Rugby, ND lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $930 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $845 | $870 |
| 3 Bed Rent | $1,050 | $1,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rugby, ND
As of Oct '25, Realtor.com reports that the median days on market for a home in Rugby, ND is 80. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $155,000 | 25.0% |
Listing Count | 15 | 61.0% |
| Listings as % of Homes | 0.7% | 61.0% |
Days on Market | 80 | -22.0% |
Demographics — Rugby, ND
As of the latest ACS Survey released in 2023, Rugby, ND has a population of 3,200, which has decreased by -13.2% over the past 5 years. Rugby, ND is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,200 | -13.2% |
% Under 18 | 22.2% | 6.2% |
% Seniors | 24.4% | 2.1% |
% WFH | 8.5% | 102.4% |
% w/ College Degree | 32.5% | 64.1% |
As of the latest ACS Survey released in 2023, Rugby, ND is a predominantly white area, with 93.4% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Rugby, ND is hispanic, making up 0.7% of the population. Foreign-born residents account for 0.0% of the population in Rugby, ND, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.4% | 0.0% |
% Black | 0.3% | -66.7% |
% Hispanic | 0.7% | -12.5% |
% Asian | 0.3% | -66.7% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Rugby, ND
According to HUD data as of 2023, there were 34 mortgage originations in Rugby, ND, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Rugby, ND. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 34 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 0.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Rugby, ND
Rugby, ND lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 71 |
Total Units Section 8 | 71 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | $85 | $845 | $930 |
| 3 Bedroom | $180 | $1,050 | $1,230 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Rugby, ND
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $197,000 |
| Median Household Income | $56,200 |