Minot, ND58703

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$262,000
4.1% YoY Growth
Median Household Income
$82,900
22.6% 5-Year Growth
Days on Market
50
16.0% Shorter than last year
Home Price Forecast
-0.1%
Median Rent
$1,100
17.3% YoY Growth
1-Bed Rent
$775
26.5% YoY Growth
2-Bed Rent
$945
12.1% YoY Growth
3-Bed Rent
$1,800
11.3% YoY Growth

Other Zip Codes in Minot, ND

Property Listings — Minot, ND

As of Oct '25, Realtor.com reports that the median days on market for a home in Minot, ND is 50. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$305,0000.0%
Listing Count
94-26.0%
Listings as % of Homes0.8%-26.0%
Days on Market
50-16.0%
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Demographics — Minot, ND

As of the latest ACS Survey released in 2023, Minot, ND has a population of 22,600, which has remained stable by 0.1% over the past 5 years. Minot, ND is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,6000.1%
% Under 18
22.3%2.8%
% Seniors
12.5%14.7%
% WFH
5.6%69.7%
% w/ College Degree
33.9%2.4%
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As of the latest ACS Survey released in 2023, Minot, ND is a predominantly white area, with 79.0% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Minot, ND is hispanic, making up 9.4% of the population. Foreign-born residents account for 3.2% of the population in Minot, ND, and this percentage has decreased by 45.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.0%-5.4%
% Black
6.1%154.2%
% Hispanic
9.4%46.9%
% Asian
1.6%14.3%
% Foreign Born
3.2%-45.8%
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Mortgage and Risk — Minot, ND

According to HUD data as of 2023, there were 504 mortgage originations in Minot, ND, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 56.0% above 90% LTV (very high). This implies large mortgage risk in Minot, ND. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
504
% Conventional Loans
53.0%
% Government Loans
47.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Minot, ND

Minot, ND lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
313
Total Units Section 8
294
% Rentals under Section 8
N/A
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$15$775$790
2 Bedroom$75$945$1,020
3 Bedroom-$370$1,800$1,430
4 Bedroom-$490$2,200$1,710

Affordability — Minot, ND

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$262,000
Median Household Income$82,900

Minot, ND — ZIP Code Boundary Map

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Frequently Asked Questions