Clancy, MT—59634
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clancy, MT
As of Oct '25, the median home price in Clancy, MT is $629,000, with a year-over-year change of 0.8%. This indicates that home prices in Clancy, MT are flat. According to Zillow, the 1-year price projection is 3.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $629,000 | 0.8% |
| Single Family | $635,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $502,000 | 1.8% |
3 Bed | $594,000 | 0.8% |
4 Bed | $703,000 | 0.4% |
| 5 Bed | $841,000 | 0.1% |
% of Housing Stock
Rental Trends — Clancy, MT
As of July '25, Rentcast reports the average rent in Clancy, MT is $875, with a year-over-year rent change of -58.3%. Per bedroom, the median rent as of July '25 in Clancy, MT is studios: $650, 1-bedrooms: $1,100. The most common rental property sizes in Clancy, MT are 2-bedroom and 4-bedroom, accounting for 42.1% and 18.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $650 | $875 |
| Studio Rent | $650 | $650 |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clancy, MT
As of Oct '25, Realtor.com reports that the median days on market for a home in Clancy, MT is 62. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $833,000 | 16.0% |
Listing Count | 53 | 24.0% |
| Listings as % of Homes | 0.9% | 24.0% |
Days on Market | 62 | -26.0% |
Demographics — Clancy, MT
As of the latest ACS Survey released in 2023, Clancy, MT has a population of 5,240, which has decreased by -3.6% over the past 5 years. Clancy, MT is a moderately popular place for families, as children make up 25.0% of the population. The area has a highly educated workforce, with 45.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,240 | -3.6% |
% Under 18 | 25.0% | 5.0% |
% Seniors | 22.1% | 44.4% |
% WFH | 13.0% | 306.2% |
% w/ College Degree | 45.2% | -4.2% |
As of the latest ACS Survey released in 2023, Clancy, MT is a predominantly white area, with 92.1% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Clancy, MT is hispanic, making up 1.7% of the population. Foreign-born residents account for 1.1% of the population in Clancy, MT, and this percentage has increased by 57.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.1% | -3.2% |
% Black | 0.1% | ∞% |
% Hispanic | 1.7% | 70.0% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 1.1% | 57.1% |
Mortgage and Risk — Clancy, MT
According to HUD data as of 2023, there were 82 mortgage originations in Clancy, MT, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Clancy, MT. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Clancy, MT
Clancy, MT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,100 | $1,330 |
| 2 Bedroom | N/A | N/A | $1,750 |
| 3 Bedroom | N/A | N/A | $2,450 |
| 4 Bedroom | N/A | N/A | $2,790 |
Affordability — Clancy, MT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $629,000 |
| Median Household Income | $121,000 |