Butte, MT59701

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$271,000
1.5% YoY Growth
Median Household Income
$56,800
37.4% 5-Year Growth
Days on Market
72
21.0% Shorter than last year
Home Price Forecast
3.2%
Median Rent
$1,400
9.1% YoY Growth
1-Bed Rent
$1,000
23.2% YoY Growth
2-Bed Rent
$1,350
10.3% YoY Growth
3-Bed Rent
$1,700
6.1% YoY Growth

Property Listings — Butte, MT

As of Oct '25, Realtor.com reports that the median days on market for a home in Butte, MT is 72. This is a decrease of -21.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$340,0007.0%
Listing Count
197-17.0%
Listings as % of Homes0.7%-17.0%
Days on Market
72-21.0%
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Demographics — Butte, MT

As of the latest ACS Survey released in 2023, Butte, MT has a population of 34,200, which has increased by 1.8% over the past 5 years. Butte, MT is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,2001.8%
% Under 18
20.8%3.5%
% Seniors
19.3%5.5%
% WFH
7.0%125.8%
% w/ College Degree
27.3%4.6%
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As of the latest ACS Survey released in 2023, Butte, MT is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Butte, MT is hispanic, making up 4.6% of the population. Foreign-born residents account for 1.4% of the population in Butte, MT, and this percentage has decreased by 44.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.3%-1.2%
% Black
0.1%-83.3%
% Hispanic
4.6%-2.1%
% Asian
0.3%-62.5%
% Foreign Born
1.4%-44.0%
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Mortgage and Risk — Butte, MT

According to HUD data as of 2023, there were 544 mortgage originations in Butte, MT, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Butte, MT. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
544
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Butte, MT

Butte, MT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1,082
Total Units Section 8
1,022
% Rentals under Section 8
N/A
% Occupied Section 8
76.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$1,000$1,080
2 Bedroom$20$1,350$1,370
3 Bedroom$220$1,700$1,920
4 Bedroom-$10$2,200$2,190

Affordability — Butte, MT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$271,000
Median Household Income$56,800

Butte, MT — ZIP Code Boundary Map

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Frequently Asked Questions