Whitehall, MT—59759
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitehall, MT
As of Oct '25, the median home price in Whitehall, MT is $443,000, with a year-over-year change of 2.0%. This indicates that home prices in Whitehall, MT are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $443,000 | 2.0% |
| Single Family | $444,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $285,000 | -1.4% |
2 Bed | $350,000 | 2.0% |
3 Bed | $499,000 | 1.4% |
4 Bed | $506,000 | 1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Whitehall, MT
As of July '25, Rentcast reports the average rent in Whitehall, MT is $2,350, with a year-over-year rent change of 193.8%. Per bedroom, the median rent as of July '25 in Whitehall, MT is 2-bedrooms: $1,700, 3-bedrooms: $3,000. The most common rental property sizes in Whitehall, MT are 2-bedroom and 1-bedroom, accounting for 31.8% and 23.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $2,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,700 | $1,700 |
| 3 Bed Rent | $3,000 | $3,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitehall, MT
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitehall, MT is 109. This is a increase of 64.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $680,000 | 26.0% |
Listing Count | 30 | -4.0% |
| Listings as % of Homes | 0.8% | -4.0% |
Days on Market | 109 | 64.0% |
Demographics — Whitehall, MT
As of the latest ACS Survey released in 2023, Whitehall, MT has a population of 3,670, which has decreased by -3.4% over the past 5 years. Whitehall, MT is a less popular place for families, as children make up 11.2% of the population. The area has a poorly educated workforce, with 19.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,670 | -3.4% |
% Under 18 | 11.2% | -34.5% |
% Seniors | 31.0% | 12.3% |
% WFH | 10.9% | -12.8% |
% w/ College Degree | 19.7% | -23.3% |
As of the latest ACS Survey released in 2023, Whitehall, MT is a predominantly white area, with 90.4% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Whitehall, MT is hispanic, making up 5.0% of the population. Foreign-born residents account for 3.1% of the population in Whitehall, MT, and this percentage has increased by 675.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.4% | -2.8% |
% Black | 0.1% | -85.7% |
% Hispanic | 5.0% | 138.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 3.1% | 675.0% |
Mortgage and Risk — Whitehall, MT
According to HUD data as of 2023, there were 42 mortgage originations in Whitehall, MT, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Whitehall, MT. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 42 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Whitehall, MT
Whitehall, MT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | -$130 | $1,700 | $1,570 |
| 3 Bedroom | -$830 | $3,000 | $2,170 |
| 4 Bedroom | N/A | N/A | $2,520 |
Affordability — Whitehall, MT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.9 |
| Median Home Price | $443,000 |
| Median Household Income | $55,200 |