Polson, MT 59860 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Polson, MT—59860

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$555,000

1.1% YoY Growth

Household Income

$59,900

32.9% YoY Growth

Days on Market

144

1.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$1,800

3.4% YoY Growth

1-Bed Rent

$1,000

14.5% YoY Growth

2-Bed Rent

$1,650

11.3% YoY Growth

3-Bed Rent

$2,000

7.2% YoY Growth

Home Price Trends — Polson, MT

Polson, MT lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$555,000	-1.1%
Single Family	$567,000	-1.2%
Condos	$326,000	-9.7%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	$408,000	-3.3%

Rental Trends — Polson, MT

As of July '25, Rentcast reports the average rent in Polson, MT is $1,840, with a year-over-year rent change of 3.4%. Per bedroom, the median rent as of July '25 in Polson, MT is studios: $1,100, 1-bedrooms: $1,000, 2-bedrooms: $1,780, 3-bedrooms: $2,070. The most common rental property sizes in Polson, MT are 2-bedroom and 1-bedroom, accounting for 47.6% and 25.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,800	$1,840
Studio Rent	$1,100	$1,100
1 Bed Rent	$1,000	$1,000
2 Bed Rent	$1,650	$1,780
3 Bed Rent	$2,000	$2,070
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

2.7%

1 Bedroom

25.7%

2 Bedrooms

47.6%

3 Bedrooms

14.1%

4 Bedrooms

9.9%

Property Listings — Polson, MT

As of Dec '25, Realtor.com reports that the median days on market for a home in Polson, MT is 127. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$624,000	-13.0%
Listing Count	72	-9.0%
Listings as % of Homes	0.5%	-9.0%
Days on Market	144	-1.0%

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Demographics — Polson, MT

As of the latest ACS Survey released in 2023, Polson, MT has a population of 11,600, which has increased by 17.0% over the past 5 years. Polson, MT is a moderately popular place for families, as children make up 20.9% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	11,600	17.0%
% Under 18	20.9%	3.5%
% Seniors	25.1%	8.7%
% WFH	8.4%	23.5%
% w/ College Degree	33.0%	1.5%

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As of the latest ACS Survey released in 2023, Polson, MT is a predominantly white area, with 69.5% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Polson, MT is hispanic, making up 4.2% of the population. Foreign-born residents account for 3.2% of the population in Polson, MT, and this percentage has increased by 28.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	69.5%	-6.1%
% Black	0.3%	0.0%
% Hispanic	4.2%	16.7%
% Asian	0.5%	25.0%
% Foreign Born	3.2%	28.0%

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Mortgage and Risk — Polson, MT

According to HUD data as of 2023, there were 158 mortgage originations in Polson, MT, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Polson, MT. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	158
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	3.0%
% Second Loans	13.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Polson, MT

Polson, MT lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	106
Total Units Section 8	106
% Rentals under Section 8	N/A
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$80	$1,000	$1,080
2 Bedroom	-$240	$1,650	$1,410
3 Bedroom	-$220	$2,000	$1,780
4 Bedroom	N/A	N/A	$1,870

Polson, MT—59860

Key Metrics at a Glance

Home Price Trends — Polson, MT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Polson, MT

% of Rental Stock

Property Listings — Polson, MT

Demographics — Polson, MT

Race and Ethnicity

Mortgage and Risk — Polson, MT

Mortgages

Rentals and Section 8 — Polson, MT

Section 8 Market Size

Section 8 Opportunity

Affordability — Polson, MT

Home Price to Income Ratio

Polson, MT — ZIP Code Boundary Map

Nearby ZIP Codes

Lakeside, MT

Bigfork, MT

Somers, MT

Hot Springs, MT

Proctor, MT

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	8.8
Median Home Price	$555,000
Median Household Income	$59,900

Polson, MT—59860

Key Metrics at a Glance

Home Price Trends — Polson, MT

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Polson, MT

% of Rental Stock

Property Listings — Polson, MT

Demographics — Polson, MT

Race and Ethnicity

Mortgage and Risk — Polson, MT

Mortgages

Rentals and Section 8 — Polson, MT

Section 8 Market Size

Section 8 Opportunity

Affordability — Polson, MT

Home Price to Income Ratio

Polson, MT — ZIP Code Boundary Map

Nearby ZIP Codes

Lakeside, MT

Bigfork, MT

Somers, MT

Hot Springs, MT

Proctor, MT

Frequently Asked Questions

What is the average home price in Polson, MT 59860?

How have home prices in Polson, MT 59860 changed over the past year?

What is the home price projection for Polson, MT 59860?

What are the demographics of Polson, MT 59860?

How long does it take homes to sell in Polson, MT 59860?

What is the average rent price in Polson, MT 59860?