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Polson, MT—59860

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$572,000
0.6% YoY Growth
Household Income
$59,900
32.9% YoY Growth
Days on Market
42
37.0% Shorter YoY
Home Price Forecast
N/A
Median Rent
$1,800
3.4% YoY Growth
1-Bed Rent
$1,000
14.5% YoY Growth
2-Bed Rent
$1,650
11.3% YoY Growth
3-Bed Rent
$2,000
7.2% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Polson, MT

Polson, MT lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$572,000-0.6%
Single Family $595,000-0.3%
Condos $292,000-3.9%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
$418,000-2.1%
  • Affordability
  • Rentals and Section 8
    • 2 Bed
    $499,000
    -0.4%
    3 Bed
    		$591,000-0.2%
    4 Bed
    		$747,0000.1%
    5 Bed $880,2760.4%
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    % of Housing Stock

    Studio
    1.0%
    1 Bedroom
    10.1%
    2 Bedrooms
    29.7%
    3 Bedrooms
    37.6%
    4 Bedrooms
    16.8%
    5+ Bedrooms
    4.8%

    Rental Trends — Polson, MT

    As of July '25, Rentcast reports the average rent in Polson, MT is $1,840, with a year-over-year rent change of 3.4%. Per bedroom, the median rent as of July '25 in Polson, MT is studios: $1,100, 1-bedrooms: $1,000, 2-bedrooms: $1,780, 3-bedrooms: $2,070. The most common rental property sizes in Polson, MT are 2-bedroom and 1-bedroom, accounting for 47.6% and 25.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,800$1,840
    Studio Rent $1,100$1,100
    1 Bed Rent $1,000$1,000
    2 Bed Rent $1,650$1,780
    3 Bed Rent $2,000$2,070
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    2.7%
    1 Bedroom
    25.7%
    2 Bedrooms
    47.6%
    3 Bedrooms
    14.1%
    4 Bedrooms
    9.9%

    Property Listings — Polson, MT

    As of May '26, Realtor.com reports that the median days on market for a home in Polson, MT is 42. This is a decrease of -37.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$714,000-8.0%
    Listing Count
    		104-5.0%
    Listings as % of Homes0.5%-5.0%
    Days on Market
    		42-37.0%
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    Demographics — Polson, MT

    As of the latest ACS Survey released in 2023, Polson, MT has a population of 11,600, which has increased by 17.0% over the past 5 years. Polson, MT is a moderately popular place for families, as children make up 20.9% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		11,60017.0%
    % Under 18
    		20.9%3.5%
    % Seniors
    		25.1%8.7%
    % WFH
    		8.4%23.5%
    % w/ College Degree
    		33.0%1.5%
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    As of the latest ACS Survey released in 2023, Polson, MT is a predominantly white area, with 69.5% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Polson, MT is hispanic, making up 4.2% of the population. Foreign-born residents account for 3.2% of the population in Polson, MT, and this percentage has increased by 28.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		69.5%-6.1%
    % Black
    		0.3%0.0%
    % Hispanic
    		4.2%16.7%
    % Asian
    		0.5%25.0%
    % Foreign Born
    		3.2%28.0%
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    Mortgage and Risk — Polson, MT

    According to HUD data as of 2023, there were 158 mortgage originations in Polson, MT, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Polson, MT. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		158
    % Conventional Loans
    		80.0%
    % Government Loans
    		20.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		13.0%
    % Cash Out Refinance
    		10.0%
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    Rentals and Section 8 — Polson, MT

    Polson, MT lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		106
    Total Units Section 8
    		106
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		89.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$80$1,000$1,080
    2 Bedroom-$240$1,650$1,410
    3 Bedroom-$220$2,000$1,780
    4 BedroomN/AN/A$1,870

    Affordability — Polson, MT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio9
    Median Home Price$572,000
    Median Household Income$59,900

    Polson, MT — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    59922

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    Frequently Asked Questions