Lakeside, MT—59922
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lakeside, MT
As of Oct '25, the median home price in Lakeside, MT is $826,000, with a year-over-year change of -0.8%. This indicates that home prices in Lakeside, MT are flat. According to Zillow, the 1-year price projection is 4.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $826,000 | -0.8% |
| Single Family | $837,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $700,000 | -1.1% |
3 Bed | $812,000 | -0.1% |
4 Bed | $991,000 | -0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lakeside, MT
As of July '25, Rentcast reports the average rent in Lakeside, MT is $1,970, with a year-over-year rent change of -21.2%. Per bedroom, the median rent as of July '25 in Lakeside, MT is 2-bedrooms: $1,900, 3-bedrooms: $2,000, 4-bedrooms: $2,180. The most common rental property sizes in Lakeside, MT are 2-bedroom and 1-bedroom, accounting for 78.0% and 21.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $1,970 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,950 | $1,900 |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | $1,560 | $2,180 |
% of Rental Stock
Property Listings — Lakeside, MT
As of Oct '25, Realtor.com reports that the median days on market for a home in Lakeside, MT is 115. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,150,000 | 5.0% |
Listing Count | 54 | 22.0% |
| Listings as % of Homes | 1.8% | 22.0% |
Days on Market | 115 | 3.0% |
Demographics — Lakeside, MT
As of the latest ACS Survey released in 2023, Lakeside, MT has a population of 2,620, which has increased by 22.5% over the past 5 years. Lakeside, MT is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 30.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,620 | 22.5% |
% Under 18 | 23.4% | 2.6% |
% Seniors | 24.6% | -10.5% |
% WFH | 16.6% | 167.7% |
% w/ College Degree | 30.3% | -25.4% |
As of the latest ACS Survey released in 2023, Lakeside, MT is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Lakeside, MT is asian, making up 4.4% of the population. Foreign-born residents account for 9.6% of the population in Lakeside, MT, and this percentage has increased by 700.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.3% | -6.5% |
% Black | 0.0% | N/A |
% Hispanic | 2.0% | 1,900.0% |
% Asian | 4.4% | 4,300.0% |
% Foreign Born | 9.6% | 700.0% |
Mortgage and Risk — Lakeside, MT
According to HUD data as of 2023, there were 60 mortgage originations in Lakeside, MT, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Lakeside, MT. Investor activity is low, as 3.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 23.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Lakeside, MT
Lakeside, MT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | -$370 | $1,950 | $1,580 |
| 3 Bedroom | $100 | $2,000 | $2,100 |
| 4 Bedroom | $1,080 | $1,560 | $2,640 |
Affordability — Lakeside, MT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10 |
| Median Home Price | $826,000 |
| Median Household Income | $79,600 |